Can 46-year-old companies still pay social security?

46 years old, the company can still pay social security.

Employees who join at the age of 46 can still participate in social security. According to the law, men 16 years old but under 60 years old and women 16 years old but under 55 years old can apply for social security. After establishing labor relations with employees, the employer shall handle social security for employees and pay corresponding social security fees according to law. Even if the employee has reached the age of 46 at the time of employment, as long as he has not reached the statutory retirement age, the employer is obliged to pay social security for him. In addition, employees themselves can also pay certain social security fees according to regulations to ensure that they can enjoy social security such as basic old-age insurance when they reach the statutory retirement age.

Payment rules of social security:

1. Age limit for payment: different regions have different regulations on the upper age limit for social security payment, but in general, men are not over 60 years old and women are not over 55 years old;

2. payment base: the social security payment base is usually based on the average monthly salary of employees in the previous year;

3. Payment ratio: units and individuals jointly pay social security fees according to the prescribed proportion, including endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance;

4. Payment method: social insurance premiums can be withheld and remitted by the unit or paid by individuals to social security institutions;

5. Repayment policy: Most areas provide opportunities to repay historical unpaid social security fees, but the repayment period and conditions are limited.

To sum up, according to the law, employees who are 46 years old can still participate in social security, and employers are obliged to pay social security fees for them. At the same time, employees themselves can also pay social security fees according to regulations to ensure that they can enjoy social security such as basic old-age insurance when they reach the statutory retirement age.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.