Are flexible employees not required to pay social security, and the payment period will not be interrupted?

We live in the internet age, and we are exposed to all kinds of information every day, which makes people overwhelmed. Recently, there was a news that was hard to imagine. The message is that freelancers don't have to pay premiums this year. Even so, the payment period is not easy to end. I believe many people expect this statement to be true. What is it actually?

The first people who can enjoy this kind of treatment are employees in certain industries, who can postpone payment, mainly including social endowment insurance, industrial injury insurance and unemployment insurance. Units that meet the relevant conditions may also apply for deferred payment.

Such enterprises belong to tourism development, catering industry, retail industry, civil aviation transportation industry and highway, waterway and railway freight industry. In addition, there are other requirements in this respect, that is, the deferred payment can only be the part that enterprises need to pay, and the part that employees need to pay must be paid according to the time limit. The period for applying for deferred payment is from April to June this year.

However, the deferred payment of enterprises is not unlimited. Before the end of this year, they must pay off the fees they owed before. At present, the monthly credit limit paid by individual pension payers is 8%, and the unit is 16%. Suppose that the salary of each employee in a certain unit is 5000 yuan per month. At present, there are 500 employees, so this enterprise spends 2.5 million yuan every month.

If the enterprise's application is approved, it means that the monthly expenditure will be reduced by 400 thousand during the period of deferred payment of insurance premiums. Three months total 6,543,800+0.2 million. Although this part of the expenditure is not exempted and needs to be paid before the end of the year, it is already a great help to some enterprises that encounter operational difficulties and can alleviate the financial problems faced by the unit.

These areas mentioned above can not only delay the payment of old-age insurance, but also delay the payment of unemployment benefits and industrial injury insurance. In these two aspects of insurance, the period of deferred payment is very long, from March 2022 to April 2023, one year.

According to relevant public data, there are currently 480 million employees participating in social security in China, of which the total number of freelancers participating in insurance exceeds 80 million. These people are under greater pressure than employees in enterprises and institutions. Because, after all, employees of government agencies and institutions also have enterprises to help pay most of the endowment insurance, and they only need to bear a small part, while freelancers need to bear it themselves.

At the same time, the relevant regulations are not good for them. Only 40% of the fees they pay will be put in their own accounts, and part of the fees paid by employees and individuals of public institutions will be put in their own pension accounts.

At this stage, affected by the epidemic, the income of many freelancers has also dropped sharply. At present, the annual social security cost is about 1 ten thousand yuan, which does not include the cost of medical insurance. Therefore, in the current social situation, freelancers are facing great pressure to survive, which can easily lead to the suspension of payment.

Do you know the answer now? What do you think of this?