Great changes, how can social security contributions benefit more?

Hello, the payment base will directly affect the basic pension. In addition, the personal account pension is completely formed by individual contributions. The lower the payment base, the less accumulated savings in personal accounts, and the less personal account pensions will be received.

Payment period of old-age insurance: payment 15 years is only the minimum requirement for enjoying old-age insurance. Pay 15 or 30 years will directly affect the pension benefits after retirement.

Payment level: The payment level will also directly affect the pension benefits after retirement.

Affected by retirement age: whether you retire at 55 or 60, the number of months excluded is different when calculating personal account pension. The later the retirement age, the fewer the number of months, and the personal account pension may be slightly higher.

The insured should pay medical insurance premiums in full and on time according to the regulations, which is related to the enjoyment of treatment.

According to the relevant regulations, if the insured who has participated in the basic medical insurance 1 year or more is interrupted for no more than 3 months in the year of 1 medical insurance due to job changes, the continuous enrollment years before and after the interruption can be calculated together after re-payment and enjoy the basic medical insurance benefits; In the medical insurance year, the cumulative interruption of insurance for more than 3 months is recalculated.

If the continuous payment period is recalculated, it may affect the medical insurance benefits in the next year, that is, the proportion of medical insurance reimbursement.

If you want to enjoy medical insurance treatment normally, it is very important to reimburse medical expenses and participate in insurance in time!

Maternity insurance and industrial injury insurance, individuals do not pay.

Note: Not all social insurances require individual contributions. Maternity insurance and industrial injury insurance are paid by the employer, and individuals can enjoy relevant insurance benefits without paying.

Many male workers also paid maternity insurance. Some people will ask, is it useful? Of course there is! In addition to the insured employees, the maternity medical expenses of their unemployed spouses are also included in the scope of payment. In other words, insured male employees can also let their wives enjoy benefits without paying fees.

In terms of work-related injury insurance, employees do not pay work-related injury insurance premiums. There are 13 items of work-related injury benefits stipulated in the Regulations on Work-related Injury Insurance, including treatment (medical treatment) expenses, hospital food subsidies, rehabilitation treatment expenses, assistive devices expenses, wages during the period of shutdown with pay, living care expenses, one-time disability subsidies, disability subsidies, one-time employment subsidies for disabled people, one-time medical subsidies for work-related injuries, funeral subsidies, pensions for dependent relatives, and one-time work-related death subsidies.

Unemployment insurance is closely related to the accumulated payment time.

Unemployment insurance is closely related to the accumulated payment time, which can guarantee basic living at critical times.

If the accumulated payment time is over 1 year but less than 5 years, the longest period for receiving unemployment insurance benefits is 12 months;

If the accumulated payment time is less than 10 years, the longest period of receiving unemployment insurance benefits is 18 months;

If the accumulated payment time exceeds 10 years, the longest period for receiving unemployment insurance benefits is 24 months.

If you are unemployed again after re-employment, the payment time will be recalculated, and the time limit for receiving unemployment insurance benefits can be combined with the time limit for receiving unemployment insurance benefits from the previous unemployment, but the maximum time limit shall not exceed 24 months.