Medical system and pension system of French immigrants

Medical system and pension system of French immigrants

First of all, the French medical system

The organizational structure of medical insurance in France is mainly divided into two aspects: basic medical insurance and supplementary medical insurance.

France implements the most perfect medical insurance system in the world, and social security expenditure accounts for the vast majority of the government budget.

The government treats French people and foreigners with legal residency equally.

France's medical security and welfare system covers a wide range, and the beneficiaries involve all sectors of society. The system is complete and the procedures are simple.

Ordinary diseases can be reimbursed 70% of medical expenses and medicine expenses through social basic medical insurance.

In addition, most people in France choose to spend 300-400 euros a year to buy supplementary medical insurance, which can reimburse the remaining 30% of their own expenses and realize 100% medical reimbursement.

As early as 2000, the World Health Organization selected France as the country with the most perfect medical security in the world in its World Health Report.

Spending money in France's seriously ill countries has opened up a "green channel" for 30 diseases such as cancer, heart disease, diabetes, AIDS and cardiovascular disease, and the state will bear all medical expenses!

In France, there are about 3.4 doctors per thousand people, with 6.4 beds per thousand people, and the average hospitalization time is only 5 days.

Legal residents can get insurance cards when they get a medical guarantee, which can be spent in all pharmacies, hospitals and clinics in France.

Even if there is no insurance card, as long as the identity certificate and medical insurance certificate are issued, when the patient is sick, the hospital will see the patient first, and then the social security center will pay part or all of the medical expenses of the patient.

Second, France's old-age security

France has a unique, highly decentralized and inclusive old-age insurance system with wide coverage and orderly differences.

The old-age insurance system in France includes not only basic old-age insurance, but also other old-age insurance, such as supplementary old-age insurance and special security system.

Since 2007, France has formulated a national policy related to the pension industry to promote coordination and cooperation among all regions and parties.

On this basis, public institutions and private clinics form a network to provide social care and medical care for the elderly population in France.

The French government has also strengthened financial subsidies to reduce the family burden of the disabled elderly and guided the society to form the understanding that "prevention is the key to the old-age policy".

France has set up many subsidies for retired people:

Such as personalized self-care allowance (the amount depends on the degree of self-care loss, ranging from 1700 euros per month to at least 660 euros),

Housing allowance (the amount is paid according to income, accommodation fee and the location of the nursing home),

The allowance for mutual assistance for the elderly to ensure the minimum income of the elderly is 1400 euros, which is not enough;

The housekeeper allowance is applicable to the elderly who can't do housework. Housekeepers can be asked to help with household maintenance and government payments.

Maverick French, most people will not choose to live with their children when they are old.

With a sound old-age security system, they have enough economic strength to live independently and do not need to rely on the help of their families.

The state has also provided different levels of design for the elderly in welfare facilities, service system and living environment.

Let every elderly person choose the most ideal lifestyle according to his own actual situation.

Further reading: French social welfare system

1) old-age security system

The old-age insurance system in France consists of the general social insurance system. Supplementary pension system and non-working class pension system. The government spends 12% of GDP on old-age pensions every year, providing workers with a "basic pension" equivalent to 80% of their retirement wages.

2) Medical system

Medical insurance in France belongs to the basic social welfare security system for all. The national social security system provides about 70% medical insurance for residents, and the remaining 30% is supplemented by medical insurance purchased by individuals. For low-income and non-income residents, the state provides 100% medical disease insurance.

3) Family allowance

All families living in France with more than one child, whether nationals or foreigners, are entitled to family allowances, which are funded by employers and the government. There are many kinds of family allowances, including multi-child allowance, minimum family income allowance, single-parent family allowance, orphan allowance, children's school allowance, housing allowance, newly-married family loan and so on.

Citizens are protected by more than 400 kinds of benefits all their lives:

The characteristic of French social welfare is that you can enjoy it as long as you have legal residence status in France, regardless of nationality. National education is free from primary school to university. If the family income is below a certain standard, the child can get a subsidy of 249.07 euros at the beginning of each semester. Medical insurance in France is free. According to personal income, citizens pay at most one week's minimum wage every year, while the unemployed are exempt from this fee.

Mainly includes:

There are nearly 40 kinds of unemployment benefits, sickness insurance, industrial injury insurance, pension system, housing subsidies, disability subsidies and multi-child subsidies, and there are strict conditions and regulations for receiving various subsidies. Under the protection of this system, with few exceptions, every Frenchman, from birth to death, can get basic social help when facing difficulties and will not be displaced. This is the so-called "guarantee system from birth to death".

France, a huge social security system, was not formed in a short time. It has gone through a long road of development, from the beginning of19th century to the end of World War II, and gradually reached today's scale.

There are more than 400 kinds of welfare in France, and the government takes out a lot of money from the national treasury every year for various welfare subsidies. A child enjoys one of these more than 400 kinds of benefits from the fifth month after his mother's conception until he grows up and dies.

The main feature of redistribution in France is that it is enjoyed by all people, including farmers and foreigners. The poorer they are, the more benefits they enjoy. As long as foreigners have legal residence status in France, they can enjoy certain benefits like French nationals without any discrimination. Of course, the fairness of the distribution system in France cannot be separated from the constant struggle of the French working class.