How to stop medical insurance

If it is necessary to stop paying medical insurance, if it is an employee of the unit, it can be stopped, and the employer must pay medical insurance to the employee. If you have left your job, the company will stop paying, and the employees will not pay themselves, and the medical insurance will automatically stop paying.

First, the medical insurance to stop the need to prepare information.

1. Individuals who apply to stop medical insurance need to go to the window of the local social security bureau with their ID card, household registration book and medical insurance card.

2. If the enterprise stops medical insurance, it only needs to enter the account name and password of the enterprise on the social security network.

Enter the item of personnel increase or decrease, click the item of personnel decrease to submit the business declaration, then go to the labor bureau to print the certificate of termination of the labor contract, and then go to the social security bureau to handle the reduction of staff.

Second, what do I need to bring to apply for a medical insurance card?

1. Unit handling: bring the employee's employment certificate, the employment contract signed by both parties (indicating the monthly salary) and the original ID card to the social security agency where the company is located.

2. Personal handling: Personal payment needs to be applied to the social security bureau where the household registration is located. Procedures include: my ID card, two recent bareheaded one-inch photos, insurance premium, application form, etc.

And can only apply for pension and medical insurance.

In addition, there are different requirements for what materials need to be brought to apply for a medical insurance card.

Therefore, it is recommended to consult the local social security bureau or the social security card handling agency before handling the medical insurance card. The phone number is 12333!

Third, the method of personal social security suspension.

Bring your personal ID card and the original enrollment procedures, and go to the Social Security Bureau's handling hall to seal up your personal account for old-age insurance!

Four. Consequences and procedures of suspending social security:

The cumulative payment period must be more than 15 years, otherwise you can't enjoy pension benefits.

Although the accumulated payment period exceeds 15 years, you can enjoy pension benefits, but the longer the payment period, the more the payment amount, and the more pensions in the future, and vice versa.

If social medical insurance cannot be added together, there will be a waiting period of six months after the interruption.

Medical insurance has a three-month buffer period, which means that it can be paid in three months and can be calculated cumulatively. Otherwise, the payment period needs to be recalculated, and you can't enjoy the reimbursement treatment, instead of the so-called "void".

Five, go through the formalities of stopping medical insurance.

Workers only need to hold their ID card and social security card to the service hall of the social security bureau of the insured place to apply for suspension of individual endowment insurance and medical insurance self-payment, and then declare the original social security number to the unit.

The social security staff of the unit will help you with the social security renewal procedures from the next month, which will not affect the accumulated payment period of employees.

Pension insurance must be paid for at least 15 years, and you can enjoy the pension for life when you retire.

If you are a male and retire at the age of 60, it is exactly 15 years from now, and you can guarantee to receive a pension every month after retirement.

If you are a woman (retired at 50 or 55).

If you haven't paid 15 years by the time you retire, you can apply for delaying retirement and pay the unexpired period. After the formal retirement formalities, it will not affect your monthly pension benefits.

If you don't want to postpone retirement, you can also choose to pay in one lump sum.

Medical insurance requires men to pay 30 years and women to pay 25 years, and they can enjoy medical insurance benefits after retirement.

The medical insurance payment period mentioned here includes two pieces.

First, it is regarded as the payment period, which is related to the length of service, actual payment period and actual payment time. Generally, it must be paid at least 10 year, plus the actual payment period and the deemed payment period.

30 years for men and 25 years for women.

If the minimum payment period is not reached at the time of retirement, the insured person can enjoy the basic medical insurance benefits for retirees after making up the basic medical insurance premium in poor months at one time based on the average monthly salary of employees in this city in the previous year.