Life insurance: how to deal with social security and medical insurance? I want to buy social security and medical insurance from your life insurance company.

1. Life insurance belongs to commercial insurance and social insurance belongs to social insurance.

2, the difference:

1) social security. Compulsory purchase in the country where you work, 8% for the individual and 20% for the unit. Social security consists of five major insurances: endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, which is the minimum living guarantee.

2) Life insurance (commercial insurance). It is a guarantee relationship established between you and the insurance company in the form of "contract". The object of protection is your person. Life insurance is divided into security insurance, investment and financial insurance, medical insurance and endowment insurance. It is a supplement to social security.

3, purchase: social security, looking for a regular unit work will give you social security. Life insurance, if you want to buy from an insurance company or insurance agent, you must first buy insurance of protection type (mainly: critical illness insurance, accidental injury insurance, accidental medical insurance, hospitalization medical insurance, etc. ). It is best not to spend more than 10% of family income on life insurance.