Instructions for supplementary medical insurance for flexible employees

Individuals who have terminated their labor relations after participating in the basic medical insurance in the original unit can bring the following materials within three months after the termination of the contract and pay the medical insurance premium during the interruption as flexible employees in order to enjoy the relevant medical insurance benefits continuously:

1, my ID card;

2. Employee pension insurance manual;

3. Medical insurance certificate and card.

Flexible employees pay pension and medical insurance premiums.

I. Provisions on Payment of Endowment Insurance

1. repayment conditions: employees who have participated in the basic old-age insurance 1992 65438+ 10/,can apply for paying the basic old-age insurance premium during the interruption period.

2. Payment base and proportion: if the basic old-age insurance premium is paid after 65,438+0,996,65,438+0, the payment base shall be selected independently in the annual flexible employment pension insurance payment base grade; If the basic old-age insurance premium is paid during the period from 1992 to 1995, the payment base shall be uniformly implemented according to the annual old-age insurance for flexible employees 1 file (lowest grade). The proportion of supplementary payment shall be implemented according to the proportion of supplementary payment of endowment insurance for flexible employees in the corresponding year.

3. Bookkeeping method:

(1) If the basic old-age insurance premium is paid after 0996+ 1 year1October 65438+65438, it will be credited to the payment base and personal account according to the actual payment base and the accounting proportion of the personal account of the old-age insurance in the corresponding year, and the amount of supplementary personal account will bear interest from the month when it is actually received.

(2) If the basic old-age insurance premium is paid during the period from1992 to 1995, the payment base shall be recorded according to the average salary of employees in the corresponding provinces and cities.

Second, the provisions of medical insurance payment

1. Payment conditions: If flexible employees participate in employee medical insurance for the first time, or the payment time is interrupted after participating in employee medical insurance in our city, they can apply for payment. The earliest payment time for the first insured is July 2002.

2. Payment base and proportion: the payment base is based on the annual medical insurance payment base of flexible employees, and the payment proportion is based on the sum of the basic medical insurance for employees, local supplementary medical insurance units and individual employees in the corresponding year, and the social mutual fund for large medical expenses is paid at the same time.

3. Bookkeeping method: after the payment amount is received, the corresponding annual medical insurance payment base is recorded according to the actual payment base, and the personal account of medical insurance is recorded according to the age and transfer ratio of the insured person in the current month. The amount of individual account of supplementary medical insurance shall be used as the actual account amount to be allocated in the repayment year, and shall be carried forward after the account is settled at the end of the settlement year.

Third, the handling process

1. If the insured person with flexible employment meets the above conditions and needs to pay social insurance premiums, he/she should apply to the business outlet of the entrusted withholding bank with his/her resident ID card, passbook (card) of entrusted withholding account, social security card or employee pension insurance manual, fill in the application form for payment, and indicate the types of insurance to be paid and the starting and ending time; If the old-age insurance premium is paid after 65438+65438+1 month1year in 0996, the payment base grade must also be selected.

2. After the information system reviews the payment conditions, the flexible employees immediately deposit the compensation amount in one lump sum, and entrust the withholding bank to make real-time withholding.

Fourth, matters needing attention

1. The supplementary object of flexible employees must be those who have participated in social insurance according to Fu Su [2008] No.69 document and have not gone through retirement or resignation procedures.

2. Flexible employees who meet the payment conditions will not be refunded after applying for social insurance premiums in accordance with the regulations and paying them through the bank.

3. Persons released from prison and released from reeducation through labor do not pay social insurance premiums during their prison sentences and reeducation through labor.

4. The corresponding year in which the flexible employment insured pays the basic old-age insurance premium shall be limited to the time when the payment is interrupted after 1992 1 participates in the basic old-age insurance; Before the first time to participate in the basic old-age insurance, it will not be reissued. In the employer's employment, should be insured and uninsured time, does not belong to the scope of flexible employment, according to the enterprise employees to pay the way to deal with.

5. Flexible employees who pay medical insurance premiums according to regulations after 20 10 shall be regarded as paying maternity insurance premiums in the same period.

6. During the 26th to 27th of each month, the entrusted withholding bank will not accept the application for real-time withholding (payment on behalf of) flexible employees.

Legal basis:

Social insurance law

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Social insurance law

Article 60

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.