/kloc-Can I refund the social security that has not been paid for 0/5 years?

/kloc-Can I refund the social security that has not been paid for 0/5 years?

/kloc-Can I get a refund if I haven't paid social security for 0/5 years? This is a question that many people will have when facing social security problems. They may have the idea of quitting social security because of job changes, personal economic changes and other reasons. But they don't know whether they can surrender, and the conditions and procedures for surrender.

According to the social insurance law of People's Republic of China (PRC), if the insured person's social security payment period is less than 15 years, he can apply for surrender under certain circumstances. These specific situations include:

1. The insured has reached the statutory retirement age, but the social security payment period is less than 15 years;

2. The insured dies for some reason;

3. The insured goes abroad to settle down;

4. Other circumstances that meet the requirements.

It should be noted that applying for surrender does not mean that the social security premium already paid can be refunded in full. According to the law, the insured can only return the balance of funds in the individual account, but not the funds in the overall account. In addition, the part that has already enjoyed social security benefits cannot be returned.

To sum up:

The answer is yes to the question whether the social security that has not been paid for 15 years can be refunded. However, when applying for surrender, certain conditions need to be met, and only the fund balance in the personal account can be returned. Therefore, when making a decision on whether to surrender the insurance, the insured needs to fully understand the relevant laws and policies, and carefully consider their actual situation and future needs.

Legal basis:

Article 16 of the Social Insurance Law of People's Republic of China (PRC) stipulates: "Individuals who have participated in the basic old-age insurance and have paid less than fifteen years when they reach the statutory retirement age can continue to pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council. "