What if someone dies before social security is paid 15?

1. Personal account balance can be fully refunded. It should be noted that only the balance of individual accounts can be refunded, and the money in the overall account cannot be refunded.

2. You can also apply to the Social Security Bureau for funeral subsidies.

3. If there are immediate family members who need to support at the time of death, they can also apply for a pension.

Funeral grants and pensions are generally 6 times or 9 times the average monthly salary of employees in the previous year, and the multiples shall be subject to the announcement of local community departments.

The treatment of death after social security is not paid 15 years is as follows:

1. The personal account balance in the insured's endowment insurance can be inherited by his successor;

2. The balance in his personal medical insurance account can be inherited by his family;

3. Other insurances can also be handled according to law, and their survivors can receive funeral grants and pensions according to law.

1. Conditions for approving the purchase of social security:

1, registered personnel in this city who have not reached the statutory retirement age;

2. Persons who have gone through the formalities for the renewal of endowment insurance;

3, the insured person has received the basic old-age insurance benefits in our city on a monthly basis, can apply for full monthly payment of social medical insurance payment procedures;

4,65438+0-24th of each month.

Second, the social security process:

1. If a party has an employer, it shall first sign a labor contract with the employer;

2. Then the unit declares social security registration for it;

3. Apply for a social security card; Finally, pay according to the regulations;

4. If there is no employer, apply for social security registration, apply for a card and pay the fee on time.

In short, if the social security 15 years later is not paid, the balance in the personal account of the insured person's old-age insurance can be inherited by the heir, and the balance in his personal medical insurance account can be inherited by his family. Generally, people who buy social security are allowed to apply for conditions such as not reaching the statutory retirement age and having gone through the formalities of renewing the old-age insurance.

Legal basis:

Article 15 of the Regulations on Social Endowment Insurance

July of each year to June of the following year is a payment year. The labor and social security department shall announce the average monthly wage standard of employees in this Municipality (District) in the previous year before the end of June each year. The unit shall, according to the changes in the wages of the insured, declare and adjust the payment wages within 30 days.

Article 14 of the Social Insurance Law

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Article 17 of the Social Insurance Law

If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions;

Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.