What is the reimbursement standard of Xiamen maternity insurance?

Legal analysis: Maternity insurance reimbursement has a time limit. It is necessary to meet the requirements of continuous payment of maternity insurance for more than one year and reimbursement within 18 months after the baby is born. At the same time, the reimbursement needs to be in the state of payment, and it is in line with the national family planning policy or family planning surgery. (1) Maternity allowance (salary during maternity leave, general standard: average payment salary of female employees before giving birth 12 months /30 days × maternity leave days); (2) Maternity medical expenses (including medical examination expenses, delivery expenses, operation expenses, hospitalization expenses and medicine expenses incurred due to pregnancy and childbirth); (3) Medical expenses incurred in family planning operation; (4) Other expenses related to maternity insurance stipulated by the state, because maternity insurance has some local welfare colors, because local policies should prevail. Prenatal examination fee and production fee, the parties bring marriage certificate, social security card (citizen card) and family planning certificate issued by the street to the designated maternity insurance hospital for direct credit card settlement. To declare maternity allowance and one-time nutrition allowance, you need to fill in the declaration form of maternity insurance benefits and affix the official seal of the unit, provide marriage certificate, one-child certificate (for children), discharge summary and other materials, and go through the declaration formalities at the maternity department of the municipal medical insurance center on the working day between 1- 10 every month.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Fifty-third employees should participate in maternity insurance, the employer should pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.

Fifty-fourth employers have paid maternity insurance premiums, and their employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.

Fifty-fifth maternity medical expenses include the following:

(1) Maternity medical expenses;

(two) family planning medical expenses;

(3) Other project expenses stipulated by laws and regulations.

Fifty-sixth employees in any of the following circumstances, can enjoy maternity allowance in accordance with state regulations:

(1) Female employees enjoy maternity leave;

(2) Enjoy family planning operation leave;

(3) Other circumstances stipulated by laws and regulations.

Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.