Can I pay personally after I have a social security card?

It has nothing to do with whether there is a social security card.

At present, in most areas, it is stipulated that social insurance can only be paid by unemployed or freelancers with local urban hukou. Generally, pension insurance and medical insurance can be paid, and maternity insurance can be paid in some areas. The payment amount is really different. The pension insurance rate for general individuals to pay social security is 20%, of which 12% is included in the overall fund and 8% is included in the personal account. Enterprises pay 20% (included in overall planning) and individuals pay 8%. If you don't meet your own payment, you can only pay in the unit. At the same time, the current social security is interrupted, and the cumulative calculation is made after continuing to work and re-paying.