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Which reimbursement is more, social security or rural cooperative medical care?
1. Different target groups: The basic medical insurance for urban residents is social security, covering urban residents who have non-agricultural household registration and are not covered by the basic medical insurance for urban employees. The new rural cooperative medical system is aimed at people with rural hukou. 2. The system management is different: the new rural cooperative medical system is a matter of the Health Bureau, while the urban medical insurance belongs to the social security system. 3. The reimbursement rate varies with the level of financing. The reimbursement rate of hospitalization expenses within the scope of urban workers' medical insurance policy is over 80%, and the reimbursement rate of hospitalization expenses within the scope of urban residents' medical insurance and new rural cooperative medical system policy is about 70% and 75% respectively. 4. The difference of reimbursement: the money in the individual account of the new rural cooperative medical system farmers can be used in the primary medical institutions in their own counties, but they can't swipe their cards at any time like medical insurance cards. Urban medical insurance is convenient in all areas and can be reimbursed at any time. If you see a doctor across regions, you need to file with the medical insurance department first, and then reimburse yourself.
Legal objectivity:
Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.
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