Rules for Premature Infants to Buy Insurance

Premature babies buy insurance and apply for insurance for their children at the local human resources and social security bureau. Newborn landing insurance processing flow:

1. Go to the designated place in the obstetrics department of the hospital with the identity documents of both parents to apply for the Birth Medical Certificate to name the baby;

2. Bring birth medical certificate, birth medical certificate, household ID card, household registration book and marriage certificate to the household registration department of the local police station to handle the baby's settlement;

3. After settling down, you can bring your ID card, baby account book and parents' medical insurance manual to the local people's social security bureau to handle the newborn landing insurance procedures for your child.

Landing insurance has the following functions:

1, from the national level, is conducive to improving the birth rate of newborn population and ensuring the survival rate at birth;

2. From the family level, it is conducive to reducing the extra economic burden brought by newborns and ensuring the living conditions of families;

3. Personally speaking, it is conducive to ensuring the right of newborns to come into this world, to survive major crises and to grow up healthily.

Legal basis: Article 25 of People's Republic of China (PRC) Social Insurance Law.

The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.