Job Recruitment Website - Social security inquiry - What should I do if I am retiring and haven't paid enough social security?
What should I do if I am retiring and haven't paid enough social security?
1. If the retirement age is up, but the social security payment period is not enough, the insured person can pay it back to fifteen years in one lump sum, and then receive a monthly pension;
2, or according to their household registration application into the new rural social endowment insurance or urban residents' social endowment insurance.
To apply for a social security card, you need the following information:
1. If an individual applies according to law, he/she shall provide the applicant's ID card, household registration book, social security application registration form and other materials;
2. If the company applies, it needs its business license, registration certificate, employee roster, social security registration application form and other materials.
The employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate.
The ways to deal with social security are:
1, which shall be paid by the unit, and the social security fee shall be shared by the individual and the unit;
2. Individuals can go to the Social Security Bureau to pay by themselves.
3, the employer shall pay the basic old-age insurance premium in accordance with the proportion of the total wages of employees in the unit stipulated by the state, credited to the basic old-age insurance fund.
4. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in personal accounts.
5. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.
To sum up, if the retirement age is up, but the social security payment period is not enough, the insured person can pay back fifteen years in one lump sum, and then receive a monthly pension; Or transfer to the new rural social endowment insurance or urban residents' social endowment insurance according to their household registration application.
Legal basis:
Article 16 of People's Republic of China (PRC) Social Insurance Law
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.
Article 18 The state establishes a normal adjustment mechanism for basic pensions. According to the average wage increase and price increase of employees, the basic old-age insurance treatment level will be improved in a timely manner.
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