What diseases does the serious illness insurance for urban and rural residents include?

Serious illness insurance for urban and rural residents includes congenital heart disease, childhood leukemia, end-stage renal disease, breast cancer, cervical cancer, drug-resistant tuberculosis, chronic myeloid leukemia, hemophilia, opportunistic infection of AIDS, severe mental illness, cleft lip and palate, lung cancer, esophageal cancer, gastric cancer, hyperthyroidism, cerebral infarction, acute myocardial infarction, type I diabetes, rectal cancer and colon cancer.

The following cases are not reimbursed:

1, seeing a doctor in a non-designated hospital without approval (except for emergency rescue);

2. Those suffering from occupational diseases, work-related injuries, recurrence of old injuries or traffic accidents (commercial accident insurance is recommended);

3. Food poisoning caused by accidents;

4. Injuries caused by medical accidents;

5. Being treated for suicide (except psychotic episode);

6. The injury was caused by my breaking the law.

Article 23 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premium according to the provisions of the state.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24 The state establishes and improves the new rural cooperative medical system.

Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 25 The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.