What's the difference between social security files?

1. What's the difference between social security first gear, second gear and third gear?

I. The monthly social insurance payment standard for social insurance participants is divided into four grades: the lowest grade (4%), the first grade (60%), the second grade (80%) and the third grade (100%). This refers to the payment base of the average social wage in the previous year. For example, the average social wage last year was 3,000 yuan. If you choose 80%, if you are an enterprise employee, the individual will pay 8% every month, that is, 192 yuan. The higher the level, the more you get, which means the more you pay, the more you get. Of course, the amount of money you get is also related to the number of years you pay social security. The minimum pension payment (40%) consists of pension, basic medical care+mutual aid for serious illness (8.5%+ 1%) and maternity insurance, with a monthly payment of ***548.57 yuan; The monthly payment for the first installment (60%) is 692.37 yuan; The second (80%) monthly payment is 835.97 yuan; The monthly payment for the third gear (100%) is 979.77 yuan.

Second, the principle of seeking medical treatment is different: one type of insured person can only be designated to seek medical treatment at a certain point in the city; The second file is insured, and the insured person can seek medical treatment at a certain point in the city, outpatient service at a certain point in the city, and outpatient service at a designated medical institution for serious illness; For the third-level insured, the insured can seek medical treatment at the designated place in the city, and outpatient and seriously ill patients can seek medical treatment at designated medical institutions.

Third, the general outpatient treatment is different: the personal account of a class of insured persons can be used to pay the medical expenses in the general outpatient medical insurance catalogue; The second-class and third-class insured persons belonging to Class A and Class B medical insurance projects can be used to pay the funds in the overall account according to the proportion of 80% and 60% respectively.

Legal basis:

1, labor law

Article 72 stipulates that employers and workers must participate in social insurance and pay social insurance premiums according to law.

2. Labor Contract Law

Paragraph 3 of Article 38 stipulates that if the employing unit fails to pay social insurance premiums for the employees according to law, the employees may terminate the labor contract.

3. Social Insurance Law

Tenth employees should participate in the basic old-age insurance, and employers and employees should pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.