How do housewives pay social security?

The steps for full-time mothers to pay social security are as follows:

1, eligibility for payment, medical insurance for urban workers: if the household registration and files are in the city where they live, they can be remitted in the talent center of the file custody place. Residents' medical insurance and the new rural cooperative medical system can only be paid at the place where the household registration is located.

2. Payment and medical insurance for employees: Taking Xi 'an as an example, the medical insurance payment base for flexible employees is determined according to 60% or 100% of the average salary of employees in Xi 'an last year, that is, 3 160 yuan and 5,266 yuan, with a payment ratio of 9%, and a large amount of Medicaid insurance for 8 yuan/month. If the base number is 3 160 yuan, the monthly payment is 292.40 yuan and the annual payment is 3508.80 yuan; According to the base of 5266 yuan, the monthly payment is 48 1.94 yuan, and the annual payment is 5783.28 yuan.

Of course, expensive also has its advantages. In the scope, proportion and limit of reimbursement, employee medical insurance is superior to resident medical insurance and new rural cooperative medical system. In general outpatient service, individuals who enjoy employee medical insurance can pay by medical insurance card, and individuals who have resident medical insurance can only pay at their own expense. In terms of hospitalization reimbursement, the advantages of employee medical insurance are reflected in the reimbursement limit and reimbursement ratio. Take Xi 'an as an example: employee medical insurance, hospitalization deductible line: within a natural year, the first hospitalization in 950 yuan, the second hospitalization in 800 yuan, the third hospitalization in 550 yuan, and the fourth and above hospitalization will no longer set the deductible line standard. At present, the maximum reimbursement limit for Xi employees' medical insurance is 400,000 yuan. Proportion of hospitalization reimbursement: urban residents' medical insurance, hospitalization deductible line: standards are divided into: community health service institution 200 yuan, first-class hospital 300 yuan, second-class hospital 400 yuan, third-class hospital 500 yuan according to different types of designated medical institutions; The maximum reimbursement limit for residents' medical insurance is 250,000 yuan. For children and college students suffering from leukemia, aplastic anemia, malignant lymphoma and congenital heart disease, the annual maximum payment limit of the urban residents' basic medical insurance pooling fund is raised to 300,000 yuan. Employees' medical insurance can use the medical insurance card to pay part of the outpatient expenses, but the wool is on the sheep, and the money in the medical insurance card is also paid by themselves. In hospitalization reimbursement, the advantage of employee medical insurance is not obvious. After all, most stay-at-home mothers are in a young and healthy stage, and the probability of using medical insurance reimbursement in hospitals is relatively low.

4. After the employee's medical insurance reaches the minimum payment period, he can enjoy the basic medical insurance retirement benefits if he does not continue to pay at the retirement age. At present, the minimum payment period of medical insurance premium (including deemed payment period) is 30 years for men and 25 years for women. Residents' medical insurance needs to be paid annually. These are the steps for full-time mothers to pay social security.

Legal basis:

Interim Measures for the administration of social insurance premium declaration and payment

Eleventh payment units approved payment declaration, can take one of the following ways to pay social insurance premiums:

(a) the payer pays to the bank;

(two) the payer shall pay the social insurance agency by cheque or cash;

(three) other ways agreed by the payer and the social insurance agency.

After the bank has gone through the formalities of declaration and examination and approval as prescribed in the preceding paragraph, it can transfer the social insurance premium from the payer's basic deposit account according to the collection voucher issued by the social insurance agency.

Article 12 The social insurance premiums collected shall enter the income households of social insurance funds opened by social insurance agencies in state-owned commercial banks. Social insurance agencies shall, in accordance with the relevant provisions, deposit the funds received into the financial accounts of social insurance funds opened by the financial department in state-owned commercial banks on a regular basis.

Article 13 The social insurance agency shall, according to the actual payment amount (including withholding amount), withholding details and relevant regulations of the payer, keep an account of the social insurance premiums collected according to the following procedures:

(a) the basic old-age insurance premium, unemployment insurance premium and basic medical insurance premium paid by individuals are included in the basic old-age insurance fund, unemployment insurance fund and basic medical insurance fund respectively, and are credited to the personal accounts of basic old-age insurance and basic medical insurance according to regulations;

(two) the social insurance premiums paid by the unit shall be included in the basic old-age insurance fund, unemployment insurance fund and basic medical insurance fund according to the three fund shares that the unit should pay.

Fourteenth social insurance agencies should establish payment records for payment units and individuals, and be responsible for the safe and complete preservation. Payment records shall be made in duplicate.

Payment units and individuals have the right to inquire about payment records in accordance with regulations.