How to open urban and rural medical insurance

Urban and rural medical insurance is an important medical security system for urban and rural residents in China. To open urban and rural medical insurance, we need to follow certain procedures and regulations.

First of all, the opening of urban and rural medical insurance needs to apply to the social security department or designated bank outlets where the household registration is located. When applying, you need to bring valid identification documents, such as ID card and household registration book, and fill in the relevant application form. To apply for family members, you also need to provide relevant certificates and materials of family members.

Secondly, applying for urban and rural medical insurance requires paying a certain medical insurance fee. The standard of medical insurance fee is formulated by the local social security department and adjusted according to the local economic level, medical security demand and other factors. Applicants need to pay medical insurance premiums according to the prescribed standards to ensure the corresponding medical insurance.

Finally, after the opening of urban and rural medical insurance, applicants can enjoy the corresponding medical security services. Urban and rural medical insurance covers basic medical expenses, outpatient expenses, hospitalization expenses and other aspects, which can greatly reduce the burden of medical expenses for families and individuals.

To sum up:

To open urban and rural medical insurance, it is necessary to apply to the social security department or designated bank outlets where the household registration is located, and fill in the relevant application form with valid identity documents. Applicants need to pay medical insurance premiums according to the prescribed standards to ensure the corresponding medical insurance. After the opening of urban and rural medical insurance, applicants can enjoy basic medical expenses, outpatient expenses, hospitalization expenses and other security services to reduce the burden of family and personal medical expenses.

Legal basis:

Article 23 of the Social Insurance Law of People's Republic of China (PRC) stipulates: "The state establishes a basic medical insurance system. Basic medical insurance includes basic medical insurance for employees and basic medical insurance for urban and rural residents. " This article clearly stipulates the establishment of China's basic medical insurance system, including basic medical insurance for urban and rural residents, that is, urban and rural medical insurance. This provides a clear legal basis for the opening of urban and rural medical insurance.