Is the average social security a deduction from your own paycheck

Some of the general social security is required to deduct their own wages. Among them, pension insurance, medical insurance and unemployment insurance, these three kinds of insurance and housing fund is by the enterprise and individual **** the same premiums, industrial injury insurance and maternity insurance is completely borne by the enterprise, individuals do not need to pay.

General social security is deducted from their wages

General social security is part of the need to deduct their wages. Among them, pension insurance, medical insurance and unemployment insurance, these three kinds of insurance and housing provident fund is by the enterprise and individual **** the same premiums, industrial accident insurance and maternity insurance is entirely borne by the enterprise, the individual does not need to pay. The "five insurance" refers to five kinds of insurance, including pension insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance; "one gold" refers to the housing fund. The part that the individual should bear needs to be deducted from the individual's salary by the enterprise.

The payment of social insurance is a mandatory requirement of the state, not something you want to pay or not pay, please note that the state documents are written in the payment, payment with the meaning of mandatory, and the meaning of payment is not the same, if you do not pay, you will be subject to the appropriate penalties.

About the provident fund, it is based on the efficiency of the enterprise, if the efficiency is not good, you can determine the proportion of their own, does not belong to the category of social insurance.

The part that an individual should bear needs to be deducted from the individual's salary by the enterprise.

Article 2 of the Social Insurance Law states that the state establishes a social insurance system for basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, and so on, to protect the citizens' right to obtain material assistance from the state and society in accordance with the law in the case of old age, illness, industrial injury, unemployment, and maternity, etc. The state has also established a social insurance system to protect the citizens' right to obtain material assistance from the state and society.

Take Beijing as an example, the current Beijing pension insurance contribution ratio: 20% of the unit (of which 17% into the overall fund, 3% into the personal account), 8% of individuals (all into the personal account); medical insurance contribution ratio: 10% of the unit, 2% of the individual 3 yuan;

Unemployment Insurance Contribution Ratio: 1.5% of the unit, 0.5% of the individual; Industrial Accident Insurance according to the unit is divided into the scope of the industry to determine its industrial injury fee

Unemployment insurance contribution ratio: unit 1.5%, individual 0.5%; work injury insurance according to the unit is divided into the industry to determine its injury rate; maternity insurance contribution ratio: unit 0.8%, individuals do not pay money.

Contribution ratio of provident fund: According to the actual situation of the enterprise, choose the proportion of housing provident fund contributions. However, in principle, the maximum contribution shall not exceed 10% of 300% of the average salary of Beijing employees.

(Co-ordinated fund that is: In the process of the gradual transformation of the pension insurance system from a state-unit system to a state-society system requires state co-ordination to solve the problems of unbalanced economic development and the aging of the population.

(1) the establishment of a coordinated social fund based on contributions from enterprises;

(2) the establishment of individual accounts based on contributions from employees and enterprises;

(3) the government bears the administrative costs of the pension insurance fund.

This semi-funded system combining social coordination and individual accounts is conducive to coping with the crisis of China's aging population, gradually dispersing the cost of transition from the old to the new system, and gradually realizing the transformation from an enterprise pension insurance system to an individual pension insurance system).

Social security is broken down into five types of insurance, several of which are required to be deducted from one's paycheck, and then the other part is borne by the unit in which one works. The payment of social security is not voluntary, but the state requirements must be paid, this is the country is now vigorously developing the livelihood welfare policy. The above is what I organized.