The Return of Social Security for Foreigners in Beijing

Foreigners who are employed in Beijing and participate in social insurance can enjoy five social insurance benefits such as pension, medical care, work injury, maternity and unemployment according to relevant policies and regulations.

Foreigners who pay the basic old-age insurance premiums in accordance with the regulations can receive the old-age insurance benefits in this city on a monthly basis if the cumulative payment period reaches 15 years and they meet the retirement conditions stipulated by the state and go through the relevant procedures.

According to the current policy in China, the retirement age is 60 for men, 50 for women workers and 55 for women cadres. The retirement age of foreign insured women is determined according to the specific positions of foreign insured women in the employer. If it is a management position, you can retire at 55 as a cadre, and if it is an ordinary position, you can retire at 50 as a worker.

Insured foreigners can enjoy the same outpatient and inpatient reimbursement treatment as the insured workers in this city. At the same time, four designated medical institutions need to be selected. After selection, the expenses of medical treatment in four designated medical institutions and 19 3A hospitals, Chinese medicine hospitals and specialized hospitals can be reimbursed according to the standard as long as they meet the basic medical insurance drug list, diagnosis and treatment project list, service facilities scope and payment standard.

At present, the Qifubiaozhun for employees in this city is 1.800 yuan, and 70% of the part exceeding the Qifubiaozhun is reimbursed by the medical insurance fund. The threshold for hospitalization is 1.300 yuan. If the deductible exceeds 30,000 yuan, 85%-90% will be reimbursed by the medical insurance fund, and 95%-97% will be reimbursed for 30,000-40,000 yuan or more. The upper limit of reimbursement is 300,000 yuan per year.

Foreigners who suffer work-related injuries shall apply to the work-related injury insurance department for work-related injury identification. After the work-related injury is recognized, the benefits that can be enjoyed include medical rehabilitation, disability and death compensation. Medical rehabilitation treatment includes treatment expenses, medicine expenses, hospitalization expenses and wages during the prescribed treatment period. Disability allowance includes one-time disability allowance for workers with work-related injuries from level 1 to level 10; Those who need nursing can also enjoy living nursing expenses; Need to install assistive devices, related expenses paid by the industrial injury insurance fund. Death benefits include funeral benefits, dependent relatives' benefits and one-time work death benefits.

Foreigners who are employed in this city can enjoy maternity medical expenses (including prenatal examination expenses) and maternity allowance after insurance. However, you can only enjoy the medical expenses and maternity allowance for two deliveries at most. When applying for maternity treatment, you need to provide the baby's birth certificate, the relevant proof of medical expenses and the original proof of expenses issued by designated medical institutions, and you don't need to provide proof of maternity service. It should be reminded that if the insured employees seek medical treatment in non-designated medical institutions in this city or other places or in overseas hospitals, the maternity medical expenses incurred will not be reimbursed, but they can enjoy maternity allowance.

The transfer of social security relations can be transferred across provinces.

Foreigners who are employed in China can go through the formalities for the transfer and connection of social insurance relations. According to the principle that social insurance is attached to the employment relationship, social insurance can be transferred and continued, whether foreigners who are employed in Beijing are transferred to other provinces and cities or foreigners who are employed in Beijing from other provinces and cities, as long as they hold relevant employment licenses.

However, if a foreigner who is employed in Beijing leaves the country after terminating his employment relationship, his personal social insurance account can be kept, and the payment period can be calculated cumulatively when he is employed in China again; The insured foreigner does not want to keep his personal social insurance account in Beijing, and if he applies in writing to terminate the social insurance relationship, the insured unit may also apply for a one-time payment of the personal account storage amount.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.