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How long does health insurance generally not work after leaving a job
After resignation, the unit stops paying for your basic medical insurance for urban workers in the city, and your medical insurance account will be blocked in the month following the cessation of contributions, suspending the enjoyment of basic medical insurance benefits in the city. During the period of account closure, the balance of funds in the account can continue to be used for outpatient and emergency medical treatment at the designated hospitals of the city's medical insurance, with the settlement of the medical insurance card, until the account funds are exhausted, without enjoying other medical insurance treatment.
Social security interruption, from the interruption of the payment of fees from the next month, the insured person to stop enjoying health insurance benefits. If the arrears of contributions are made up within three months, the medical insurance treatment during the period of arrears will be paid according to the regulations.
Depending on the specific circumstances, after leaving the original employer to stop the medical insurance, as long as there is money in the medical insurance card can be used for outpatient and pharmacy to buy medicines, not subject to time limitations; but the social security interruption of more than 3 months did not renew, medical zero, and then re-insurance to re-accumulate. By the employer and the employee in accordance with national regulations *** with the payment of basic medical insurance premiums; workers are not employed in the employer, you can pay the basic medical insurance premiums directly as a flexibly employed person.
Injury can not use the medical insurance card as follows:
1, if the injury should be reported to the workers' compensation insurance, medical insurance is not reimbursed.
2, for example: "Zhongshan City, basic medical insurance implementation rules" Article 18
The following circumstances occurred in the medical costs, basic medical insurance fund will not be paid:
(a) drunk driving, driving a motor vehicle and ship without a license or driving an unlicensed motor vehicle and ship and other injuries occurring in the medical costs;
(b) in the medical institutions hospitalized in a bed or hospitalized in more than two (including this number) medical institutions at the same time;
(3) medical expenses incurred from the day following the day of confirmation of the hospitalized patient's eligibility to be discharged from the hospital or the expert appraisal group of social medical insurance;
(4) medical expenses incurred by going to a non-scheduled hospital in the city as well as to a for-profit medical institution outside the city for medical treatment on one's own (except for emergency treatment);
(v) medical expenses incurred in work-related accidents, medical accidents, etc.
Three, I would like to ask how long the medical insurance card will be frozen after leaving the company
The money in the medical insurance card can still be used after leaving the company, but if it has been in the state of non-payment of fees, it will be frozen in the following month. After leaving the company, the company will have to help the laborer to go through the procedure of withdrawing the insurance on the 15th day, and at this time, if the laborer has already applied for a new unit, the new unit will pay for the insurance.
To summarize, after you quit your job, your unit will stop paying for your basic urban workers' medical insurance, and your account will be blocked the month after you stop paying, suspending your enjoyment of the city's basic medical insurance benefits. During the period of account closure, the balance of funds in the account can continue to be used for outpatient and emergency medical treatment in the designated hospitals of the city's medical insurance, with the settlement of the medical insurance card, until the funds in the account are used up, without enjoying other medical insurance treatment.
Legal basis:
"Chinese people*** and the State Social Insurance Law Implementation Rules" Article 8
Participants in the agreement medical institutions incurred medical costs, in line with the basic medical insurance drug list, diagnostic and treatment items, medical services and facilities standards, in accordance with national regulations from the basic medical insurance fund. Participants in need of emergency treatment, rescue, can be in non-agreement medical institutions; must be used for rescue drugs can be appropriately relaxed scope. Participants in the emergency, rescue medical services specific management by the coordinating region in accordance with the actual situation of the local development.
"The Chinese people*** and the State Social Insurance Law" Article 57
The employer shall, within thirty days from the date of establishment, with the business license, certificate of registration or unit seal, to the local social insurance agency to apply for social insurance registration. The social insurance agency shall examine and approve the application within fifteen days from the date of receipt of the application and issue the social insurance registration document. If the employer's social insurance registration matters change or if the employer is terminated according to law, it shall, within thirty days from the date of change or termination, apply for change or cancellation of social insurance registration with the social insurance administration organization. The market supervision and management department, civil affairs department and organization and establishment management organs shall promptly inform the social insurance agency of the establishment and termination of the employer, and the public security organs shall promptly inform the social insurance agency of the birth and death of an individual, as well as the registration, relocation and cancellation of the household registration.
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