How much is seven insurances and one gold?

1. Endowment insurance: 8% for individuals.

2. Medical insurance: individual 2%+3 yuan.

3. Unemployment insurance: individual 1%.

4. Work injury insurance: individuals do not need to pay.

5, maternity insurance: individuals do not have to pay.

6, accidental injury insurance: individuals do not have to pay.

7. Supplementary endowment insurance for enterprises: individuals do not need to pay. It should be noted that the amount of personal supplementary endowment insurance paid by the company in that year = (monthly payment by the company+monthly payment by the individual) * 12. Among them, the company's monthly capital contribution = employee individual supplementary insurance base at the end of last year * the company's annual supplementary endowment insurance ratio * coefficient 1* coefficient 2. Among them, the coefficient 1 is linked to the length of service, and the coefficient 2 is linked to the number of years in the unit.

8. Provident fund: the proportion of individual contributions is the same as that of enterprises. Generally around 5%- 12%, depending on the regulations of the city.

It is understood that the company's welfare includes two categories: one is statutory welfare, which is what we usually call five insurances and one gold; The second category is company welfare, or enterprise welfare, which is decided by enterprises themselves to give to employees. Among them, two of the seven insurances and two gold are the welfare of the enterprise. So, what's the difference between seven insurances and two golds and five insurances and one gold?

Five insurances and one gold, among which five insurances are endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, which are mandatory. If the employer fails to apply for social security for employees, or the employees themselves fail to pay social security, it is illegal. "One gold" is the housing accumulation fund, which is recommended, but many law-abiding and formal units have applied for one gold.

And seven insurances and two gold, of which seven insurances refer to endowment insurance, medical insurance, work injury insurance, unemployment insurance, maternity insurance and supplementary medical insurance. Some people say that the latter two are disability insurance and death insurance, and there is no standard provision. "Second gold" refers to housing accumulation fund and enterprise annuity. Thus, the biggest difference between "seven insurances and two gold" and "five insurances and one gold" is that there are two insurances and one gold more than "five insurances and one gold", namely, supplementary medical insurance, disability insurance (or death insurance) and enterprise annuity, which means that employees can enjoy more insurance benefits and more comprehensive protection. However, while the company pays more for its employees, the employees themselves may have to pay more money. In addition, some people think that the so-called seven insurances and two golden soldiers did not enjoy more treatment. This mainly depends on the insurance benefits of insurance companies, but also depends on personal understanding. In addition, it should be said that few companies are willing to provide such insurance benefits.