How much does it cost to pay personal social security for one month?

Personal payment social security policy:

1. The payment base for urban individual industrial and commercial households and flexible employees to participate in the basic old-age insurance is the average salary of local employees in the previous year, and the payment ratio is 20%, of which 8% is credited to personal accounts. After retirement, the basic pension shall be calculated and paid according to the method of calculating and paying the basic pension for enterprise employees;

2, medical insurance, freelancers, self-employed insured, you can choose to establish a pool fund, not to establish a personal account, according to the local average monthly salary of 4.2% to pay the basic medical insurance premium; You can also choose to pay 8% of the local average monthly salary in the previous year and establish a personal account. Employees participating in medical insurance, 6% units and 2% individuals;

3. After completing the old-age insurance procedures, pay medical insurance at the local medical insurance center with the old-age insurance procedures and relevant documents;

4. Minimum payment period of endowment insurance 15 years, and minimum payment period of medical insurance is 25 years. And when you reach retirement age, you can apply for pension benefits and medical reimbursement concessions.

Taking Guangzhou as an example, according to the regulations, the minimum standard of social security payment base in 2022 is 2300 yuan. The unit shall undertake 14% endowment insurance, 5.45% medical insurance, 0.26% serious illness insurance, 0.32% unemployment insurance, 0. 16% work injury insurance and10.5% residual insurance. Individual workers should bear 0.2% unemployment insurance, 2% medical insurance and 8% old-age insurance. If you participate in the insurance according to this payment base, the social security unit will bear112.28 yuan per month, and the individual employee will bear 5 15.92 yuan.