Social security can be cut off for a few months at most.

Social security was cut off for three months at most. Among them, the pension is calculated according to the amount of personal account gold and the payment period, and only the accumulated time is calculated, and the stop time is not calculated; In some places, it is stipulated that medical insurance that stops for more than 3 months is invalid. Generally, there is no need for individuals to pay three insurances: work injury, maternity and unemployment.

Impact after social security is broken off: Once social security is broken off, pension insurance and medical insurance will be affected first. The old-age insurance has not reached the payment period, and after retirement, it is impossible to receive the pension, and the medical insurance is broken, so it is impossible to enjoy the medical insurance treatment. At this time, the social security card will have a recovery period of 2 to 3 months. In these two to three months, only manual reimbursement can be made, not automatic reimbursement.

Moreover, both medical insurance and endowment insurance require a certain cumulative number of years before they can enjoy exemption after retirement. General medical insurance is about 25 years. According to your local regulations, the endowment insurance is 15 years. If these two cumulative payment years have not been reached, you will continue to pay after retirement, or pay in one lump sum. The one-time payment fee is relatively large. This can still be guaranteed What's more, the accumulated payment period is not satisfied. After retirement, medical insurance can't be reimbursed, and old-age insurance can only refund the money in personal accounts. There is no guarantee! In addition, real estate in many cities is now restricted. If your social security is paid off halfway, the qualification for buying a house will be "cleared" instantly.

After the social security is broken off, if you want to pay it back, it is generally divided into two situations: unit payment and individual payment. Different types of insurance can pay compensation under different circumstances.

1. The company pays back the money. You can pay back the five insurances in social security, and the expenses are shared by the unit and the individual. According to the different types of insurance, the expenses borne by the individual will be less. Social security can be paid off.

2. Personal payment. Only medical insurance and endowment insurance in social security can be paid, and the expenses are borne by individuals alone. However, the cost is relatively high, and the insured can choose the appropriate payment grade according to the economic conditions to reduce the pressure of payment.

Social insurance includes five insurances: endowment insurance, medical insurance, maternity insurance, industrial injury insurance and unemployment insurance.

legal ground

According to Article 72 of the Labor Law of People's Republic of China (PRC), employers and workers must participate in social insurance and pay social insurance premiums according to law.

Article 10 of the Social Insurance Law of People's Republic of China (PRC) * * * Employees shall participate in the basic old-age insurance, and both employers and employees shall pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.