Can I return the endowment insurance if I don't want to pay it?

I don't want to pay the endowment insurance, so I can't return it.

Except that the insured has settled abroad or died unexpectedly. Insured persons can bring their ID cards, social security cards and other materials, and apply to social security agencies for surrender according to law; However, if the insured person does not have the above situation, he cannot apply for a refund of the insurance premium, and can only transfer to other old-age insurance or enjoy the corresponding old-age insurance benefits according to law when he meets the statutory conditions.

WeChat payment endowment insurance process:

1. First open the WeChat APP and click the payment function on my page;

2. After clicking on the city service;

3. Click on five insurances and one gold in the service hall page, and then click on social security payment;

4. Click on the urban and rural residents' pension payment;

5. Fill in the information and click Next to complete the payment. The information to be filled in includes: name, ID number, normal payment check and payment year.

To sum up, the payment base of endowment insurance refers to the base for calculating the proportion of endowment insurance premiums that should be paid now, which is generally determined according to the average annual salary of employees in the previous year; Under special circumstances, when the wage income is 3 times higher than the average monthly wage of the society, the payment base is calculated at 3 times the average monthly wage of the society; When the wage income is lower than 60% of the social average monthly wage, the payment base shall be calculated according to 60% of the social average monthly wage.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Article 17

If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

Article 18

The state establishes a normal adjustment mechanism for basic pensions. According to the average wage increase and price increase of employees, the basic old-age insurance treatment level will be improved in a timely manner.