New rules of Beijing medical insurance payment 2023

In 2023, Beijing's new medical insurance payment regulations are as follows:

1. Adjust the phased holdover policy of social insurance premiums to make up the payment period. Insured units can apply for payment of deferred social insurance premiums by stages or month by month before the end of 2023, and the late payment fee will be exempted during the payment period. Beijing's phased holdover of social insurance premiums covers catering, retail, tourism, civil aviation and road and railway transportation.

2. You can choose to switch to resident social security, and then choose a one-time payment method, which can save time and cost compared with other payment methods;

3. When the insured reaches the statutory retirement age, the accumulated payment is less than 15 years, and the payment can be extended to 15 years.

In 2023, Beijing social security payment base and payment standard are as follows:

1. Since July 2023, the upper limit of the monthly payment base for basic old-age insurance, unemployment insurance, industrial injury insurance and basic medical insurance for employees in this city in 2023 is determined to be 3 1884 yuan, and the lower limit of the monthly payment base is 5869 yuan;

2. Since July 2023, the upper limit of the monthly payment base of the basic old-age insurance for employees of public institutions in this city in 2023 is determined to be 3 1884 yuan, and the lower limit of the monthly payment base is 6377 yuan. That is, the base of Beijing social security payment is between 3082 yuan and 2365438 yuan +065438 yuan +08 yuan;

3. In 2023, Beijing's social security payment base is not fixed. Generally, the average monthly salary of employees in this city in the previous year is the payment base. There are also employees whose average monthly salary for more than one year exceeds 300% of the average monthly salary of employees in this city last year. 70% of the average monthly salary of employees in this city in the previous year is the payment base;

4. Payment standard of five insurances and one gold in Beijing in 2023: As employees' social security must pay the fees of five insurances according to law every month, according to Beijing's laws and regulations on the payment ratio of five insurances and one gold, social security units should bear 16% pension insurance, 9% medical insurance, 0.5% unemployment insurance, 0.2% work injury insurance and 0.8% maternity insurance.

The social security process is as follows:

1. If a party applies for social security in the employer after employment, the process of applying for a social security card is as follows:

(1) When participating in insurance, the parties concerned should bring their ID cards, household registration books, residence permits, academic certificates, labor contracts and other documents and materials;

(2) After the relevant personnel of the employer (such as the Human Resources Department, etc.). ) to apply for insurance, I will take my ID card to the local social security department to get my social security card.

2, the parties belong to individual industrial and commercial households or participate in social security in the name of individuals at the place where the account is located:

(1) When participating in insurance, you should bring the party's ID card, household registration book and business license of individual industrial and commercial households;

(2) Go to the local social security department to apply for insurance, go through the relevant insurance procedures according to the staff's tips, and then take my original ID card to any business outlet of the local bank to receive the social security card.

To sum up, social security payment was interrupted for some reasons, and it was not paid in the middle months. Now, due to recruitment or other reasons, it is necessary to make up the part that has not been paid before, in order to obtain a complete social security period and ensure the normal identification of recruitment and settlement. At the same time, if you want to guarantee your retirement benefits, the accumulated social security payment time must be sufficient. Under normal circumstances, general units (regions) can only make up for two months. If it takes longer, it will have to be operated through some agencies.

Legal basis:

Article 60 of People's Republic of China (PRC) Social Insurance Law

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.

Article 59 of the Provisions of Beijing Municipality on Basic Medical Insurance

If the employer fails to pay the basic medical insurance premium in accordance with the provisions or fails to declare the basic medical insurance payment wage base in accordance with the provisions, resulting in omission or underpayment of the basic medical insurance premium, or fails to withhold and remit the basic medical insurance premium in accordance with the provisions, the administrative department of labor security shall order it to pay within a time limit; Fails to pay, in addition to repay the amount owed, from the date of default, an additional 2/1000 of the daily fines.