How long will it take for Hangzhou medical insurance to pay again after it is cut off?

After the medical insurance is paid off, it will take another six months to continue to use it.

If the employer or the insured fails to pay the basic medical insurance premium in full for two consecutive months, the social insurance agency will suspend the medical insurance benefits of the relevant insured and pay the relevant medical insurance premiums and late fees in accordance with the regulations before resuming the enjoyment of medical insurance benefits. If the medical insurance premium has not been paid in full for three consecutive months or more, the medical insurance benefits will be calculated according to the new insured except all medical insurance premiums and late payment fees.

The medical insurance payment process is as follows:

1, pay it back to the local tax department within 6 months, and pay it back to the social security department for more than 6 months;

2. Apply for payment to the social security bureau branch of the unit where you work, submit materials (original and photocopy of the insured's ID card, agency guarantee of the unit, labor contract, accounting voucher for salary payment, original and photocopy of the agent's ID card), and fill in the form;

3. After approval, pay the local tax with the payment confirmation form issued by social security;

4. The payment was successful, the local tax was transferred to social security, and the payment was successful.

Medical insurance reimbursement generally has the following ways:

Seeing a general outpatient clinic or buying medicine at a designated medical institution is usually not reimbursed, but it can be paid with the money in the personal account of the medical insurance card;

Medical expenses and operation expenses of hospitalization in designated medical institutions, etc. , will be reimbursed according to (actual medical expenses-out-of-pocket expenses-deductible line) * reimbursement ratio, and can be directly reimbursed and settled in the hospital settlement window.

To sum up, when the insured retires, if the payment period of the basic medical insurance is less than 20 years, the insured unit or the insured person can continue to enjoy the basic medical insurance benefits after one-time payment for 20 years.

Legal basis:

Article 23 of People's Republic of China (PRC) Social Insurance Law

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.