How to solve the problem of social security individual payment arrears

Flexible employees can deposit the social security fees to be withheld into the withholding bank account before the next month's withholding date (that is, before the 20th of the next month) and withhold them together with the social security fees of the next month. If it is urgent to pay in advance, you can print the social security payment voucher with your ID card (or social security card) to the social security agency in the area where you are insured, and then pay at any bank outlet with the voucher; You can also pay online through the mobile APP and official WeChat account in your city.

Due to the insufficient balance in the bank account, the bank fails to withhold the endowment insurance premium, and the arrears can be paid if the continuous arrears do not exceed 12 months; If the arrears exceed 12 months continuously, the insurance will be stopped from 13 months after the arrears, and the record of arrears will be deleted at the same time, and it is no longer allowed to pay back during the interruption of payment. Due to the epidemic situation, the insured who has owed more than 12 months will not stop paying the arrears and delete the arrears before the end of 2020.

There are two ways to pay social security for yourself:

One is to go to the social security bureau where the household registration is located to be a flexible employee. Flexible employees refer to those who have the ability to work and are employed in flexible forms such as part-time, temporary and flexible working systems, such as self-employed, freelancers, migrant workers and unemployed people.

Another is to find an agent social security company to pay, which is also the most popular choice. The first two can only pay pension and medical insurance. And if you choose a reliable social security payment company, all five types of insurance can be paid. Paying social security through an agency is exactly the same as paying social security for ordinary employees, except that individuals and units have to bear all the contributions themselves. Five insurances and one gold can be paid selectively, but pension, medical care and unemployment insurance must be paid. Individuals can choose the appropriate social security level to pay social security according to their own conditions, generally according to the lowest level.

Legal basis: Article 4 of the Social Insurance Law of People's Republic of China (PRC) * * * Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 62 If the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the employer last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.