Job Recruitment Website - Social security inquiry - Can commercial insurance and social security be reimbursed together?
Can commercial insurance and social security be reimbursed together?
Under normal circumstances, medical insurance and commercial insurance cannot be reimbursed at the same time. Generally, medical insurance is reimbursed first and then commercial insurance, because not all medical insurance quotas can be reimbursed, and medical insurance can only be reimbursed if it reaches the quota stipulated by law, while some medical insurance cannot be reimbursed, which is not reimbursed, and is generally reimbursed through commercial insurance.
Legal objectivity:
Article 8 of the Detailed Rules for the Implementation of the Social Insurance Law of People's Republic of China (PRC) stipulates that the medical expenses incurred by the insured in the agreed medical institutions shall be paid by the basic medical insurance fund in accordance with state regulations if they meet the standards of the basic medical insurance drug list, diagnosis and treatment items and medical service facilities. If the insured really needs emergency treatment and rescue, he can seek medical treatment in a non-agreement medical institution; The scope of drugs that must be used for rescue can be appropriately relaxed. The specific measures for the administration of emergency and rescue medical services of the insured shall be formulated by the overall planning area according to the local actual situation.
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