Job Recruitment Website - Social security inquiry - How do non-Beijing residents buy houses in Beijing?
How do non-Beijing residents buy houses in Beijing?
1. Having paid social insurance or personal income tax in Beijing for more than 5 years; 2. Hold a valid Beijing work residence permit; 3. The purchaser and his spouse have no real estate in Beijing; 4. Limit the purchase of a house; 5. The spouse or minor children of the property buyer have Beijing hukou. Meet the above conditions, non-Beijing residents can buy a house in Beijing.
Policies and regulations for non-Beijing property buyers to purchase houses in Beijing;
1, social security or tax payment certificate: proof of continuous payment of social security or personal income tax in Beijing is required, generally for more than 5 years;
2. Household registration requirements: Although non-Beijing property buyers, some areas may have specific requirements for household registration. For example, the restricted purchase area may only be open to household registration in this city;
3. Purchase restriction policy: Beijing implements the real estate market regulation policy, and non-Beijing buyers may be restricted by the number of purchases;
4. Loan policy: When non-Beijing property buyers apply for housing loans, they may need to meet higher down payment ratio and stricter credit conditions;
5. Qualification examination of house purchase: Property buyers need to pass the qualification examination of relevant departments, including the legality of the source of house purchase funds and personal credit records.
To sum up, non-Beijingers need to meet a series of conditions to buy a house in Beijing: they have paid social security or individual tax for five years in a row, hold a work residence permit in Beijing, have no house in Beijing for themselves and their spouses, and have a Beijing hukou for their spouses or minor children before they are eligible to buy a house in the capital.
Legal basis:
Measures for the administration of commercial housing sales
Article 16
When a real estate development enterprise sells commercial housing, it shall conclude a written contract for the sale of commercial housing with the buyer. A contract for the sale of commercial housing shall contain the following main contents: (1) the name and domicile of the parties; (two) the basic situation of commercial housing; (3) the sales method of commercial housing (4) the determination method, payment method and payment time of the price and total price of commercial housing; (five) delivery conditions and date (six) decoration, equipment standards commitment; (seven) water supply, power supply, heating, gas, communications, roads, greening and other supporting infrastructure and public facilities delivery commitments and related rights and responsibilities (eight) public facilities ownership; (9) Ways of handling area differences (10) Handling matters related to property rights registration; (eleven) dispute resolution (twelve) liability for breach of contract; (13) Other matters agreed by both parties.
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