How much is Suzhou medical insurance card a year?

Generally, the unit has to pay "five insurances and one gold" to employees according to the law, among which medical insurance is a very important one, which is related to the medical problems of employees. With the rising of drug prices and hospital medical expenses, people pay more and more attention to medical insurance. So how much does the medical insurance card cost every month? Next, I will take you to understand this problem.

1. How much is the medical insurance card per month?

Generally speaking, general medical insurance is paid into personal accounts by medical insurance companies according to a certain proportion of payment wages and age. Allocate 12 times a year.

The monthly transfer amount of medical insurance card is calculated as follows:

1, under 40 years old, the monthly payment is 2.7% of the social security payment base;

2, 40 -50 years old, the monthly payment is 3.0% of the social security payment base;

3, 5 1 year-old-retired, the monthly account is 3.6% of the social security contribution base;

4. The monthly income after retirement is 5.0% of the local average salary in the previous year.

The time is around the end of each month.

If you have other medical insurance, it's another one.

Second, the social security payment base

Generally, my salary income in the previous year is the base of payment.

1. If the wage income of employees is higher than 300% of the local average wage of employees in the previous year, 300% of the local average wage of employees in the previous year will be the payment base;

2. If the wage income of employees is lower than 60% of the local average wage of employees in the previous year, 60% of the local average wage of employees in the previous year shall be the payment base;

3, the employee's salary is between 300% and 60%, according to the actual declaration. When it is impossible to determine the wage income of employees, the payment base shall be determined according to the local average wage of employees in the previous year published by the local labor administrative department.

Social security will regularly check the base every year (March or July, in different places), and declare a new base according to the average monthly salary of employees in the previous year. It is necessary to prepare proof of these payroll.

Third, the composition of individual medical insurance accounts.

1, the basic medical insurance premium paid by individual employees;

2, according to the provisions of the basic medical insurance premium paid by the employer included in the personal account;

3. Interest on the amount stored in the personal account;

4. Other funds incorporated into personal accounts according to law.

Employees pay the basic medical insurance premium according to 2% of their average monthly salary in the previous year, which is lower than 60% of the average monthly salary of employees in this city in the previous year, and 60% of the average monthly salary of employees in this city in the previous year is the base of payment; More than 300% of the average monthly salary of employees in this city in the previous year will not be used as the base of payment of wages, and the basic medical insurance premium will not be paid. (i.e. 300% payment)

According to different ages, the transfer units are 0.8% under 35 years old, 1% under 35 years old (inclusive) and 2% over 45 years old (inclusive).

Through reading the above contents, we know that the answer to the question of how much the medical insurance card pays each month is not uniform. The amount of medical insurance has different standards according to the specific salary amount and age of employees. Medical insurance after retirement is generally the highest. We need to analyze the specific situation in order to safeguard our legitimate interests.