How to make good use of social security and housing accumulation fund?

Social security and housing accumulation fund are two welfare undertakings established by the state to protect the legitimate rights and interests of employees. Social security can only receive a monthly pension after retirement, and housing provident fund is a special fund for employees to buy, decorate and build houses. Pensions can only be received after retirement, and housing provident fund can also be withdrawn. As long as it is used for housing during the working period, housing provident fund can also be used to appropriately improve living conditions. If it is after retirement, the housing provident fund can be used to decorate your house and create a warm and comfortable living environment for yourself. Retirement pension has become the only source of income for retirees, so it is necessary to arrange the expenditure of retirement pension reasonably to ensure that the expenditure on daily necessities is within a reasonable range, so that they can spend the whole year safely.