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What is the difference between social security cooperative medical care?
1. Rural cooperative medical care is a medical security system led by national policies and guided by local government organizations. Funds are generally in the form of government subsidies, village collective support and individual contributions to establish the most basic form of social security. Social security refers to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance. Generally speaking, it refers to a social welfare security system for people who have no ability to work and have no job.
2. Rural cooperative medical care must be a rural household registration to participate in the new rural cooperative medical care. Pay in the same year and enjoy the new rural cooperative medical system in the next year. Social security covers all units and employees, and the insured can enjoy it for life after completing the payment period.
3. Because the fund of rural cooperative medical care is multi-financing, the guarantee is still slightly lacking. Social security is characterized by "low level and wide coverage", so once insured, the standards are uniformly enjoyed.
4. Rural cooperative medical care is mainly borne by individuals, and the state will give some subsidies. Standards vary from place to place, and fees are charged at specific times of the year. There are two kinds of social security, one is social security for urban workers, that is, units and individuals each bear a part; One is the social security of urban residents, who bear all the expenses themselves.
Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law.
The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children. Twenty-first new rural social endowment insurance benefits are composed of basic pension and personal account pension. Rural residents who participate in the new rural social endowment insurance meet the conditions stipulated by the state and receive the benefits of the new rural social endowment insurance on a monthly basis.
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