Where can the self-employed pay medical insurance reimbursement? What is the basis?

After paying medical insurance, self-employed individuals can enjoy reimbursement of social insurance expenses as long as they meet the reimbursement conditions. However, the medical insurance paid by self-employed individuals for urban and rural residents is different from that for employees, and the reimbursement ratio and deductible line will be different, so the reported money will be different. This is also based on the basic requirements of social insurance in China at present, such as reimbursement of outpatient expenses after going to the hospital, hospitalization and hospitalization expenses, reimbursement of beds, diagnosis and treatment, procedures and nursing expenses during hospitalization.

Medical insurance reimbursement is actually a very important thing. You should never think that you can go to some big hospitals with medical insurance. You will think that doctors in big hospitals have better medical equipment, so you will go to big hospitals. In fact, this will lead to excessive pressure in large hospitals, leading to higher medical expenses and reimbursement. For example, if you go to a first-class hospital, 90% of urban workers can be reimbursed for medical insurance, while the proportion of residents' medical insurance reimbursement will be lower. Of course, the reimbursement policies will be different in different places, and the reimbursement ratio will be different. So for everyone, if you want to reimburse, you still have to go to the local medical institution to ask clearly and determine the most suitable one, which can also make the reimbursement ratio higher and reduce your living burden.

Self-employed individuals can also pay medical insurance, but unlike employees, they pay it once a year in order to prepay the expenses for the next year. If it is not paid in time, there is no way to enjoy the protection of medical insurance, and employees pay medical insurance once a month. If you are self-employed, you need to set up a pooling fund on the local social security platform to pay basic medical insurance, or pay your personal account according to the average monthly salary of the previous year. The cost is different. The medical insurance paid by self-employed individuals is different from the medical insurance broadcast live in cities and towns, and the reimbursement ratio and amount are also different.

Finally, medical insurance is still very important for everyone. There will inevitably be some diseases and disasters in life, which will bring you a certain economic burden, which will be a big expense, but if you have medical insurance, you can spend less.