Payment ratio of five insurances and one gold for community workers

Community workers do not belong to institutions and civil servants, but generally belong to enterprise units;

The payment amount of five insurances and one gold varies from region to region, and the base is the total wages. Some enterprises pay basic wages and some related subsidies, but some enterprises only pay basic wages, which is against the law. Due to the different proportion of payment in different places, the specific proportion should be verified by consulting the local labor department to find out whether the protection situation is damaged or missing.

What is the ratio of five insurances and one gold to individuals and companies?

Endowment insurance: 20% for units and 8% for individuals.

Medical insurance: unit contribution ratio 10%, individual contribution ratio 2%+serious illness co-ordination in 3 yuan.

Unemployment insurance: unit contribution rate 1%, individual contribution rate 0.2%.

Industrial injury insurance: the unit pays 1%, and the individual does not pay.

Maternity insurance: the unit pays 0.8%, and the individual does not.

Housing accumulation fund: unit contribution ratio 12%, individual contribution ratio 12%.

Employee pension insurance, medical insurance and unemployment insurance are premiums paid jointly by enterprises and individuals. Industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay. The proportion and standard of payment shall be stipulated by the social security bureau in the area where the work unit is located. Freelancers can only participate in basic old-age insurance, medical insurance or housing provident fund as individuals, but not all freelancers in every city can pay the provident fund, and freelancers can't participate in maternity insurance, industrial injury insurance and unemployment insurance, because these three insurance items require employers to participate in the payment, and freelancers don't work in employers and do not have the conditions to pay. The proportion of payment base is also stipulated by the social security bureau where the work is located.

To sum up, endowment insurance: the unit pays 20% and the individual pays 8%; Medical insurance: 0/0% of 3 yuan's serious illness/KLOC, and 2% of individuals as a whole; Unemployment insurance: 65438+ units pay 0%, and individuals pay 0.2%; Work-related injury insurance: 1% paid by the unit, but not by the individual.

Legal basis: Article 10 of the Social Insurance Law stipulates that

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance and medical insurance, and individuals pay the basic old-age insurance and medical insurance premiums. Individuals can apply for insurance to the community service center in the street or township (town) where they are registered in accordance with the regulations, and the community service center will handle the registration procedures of basic old-age insurance and medical insurance to the social insurance agency on their behalf, and individuals will pay the basic old-age insurance and medical insurance premiums on a monthly basis according to the procedures and requirements stipulated by the social security agency.