How to use the medical insurance family card after binding?

Medical insurance family account is a sub-account of family members bound by the user's medical insurance account. After binding and adding family account, you can directly apply for activating the medical insurance electronic certificate for your family on your mobile phone; You can also directly use the relevant rights and interests of family members in electronic certificate to inquire about the annual medical expenses of family members.

The usage of the family protection account after binding is as follows:

1, and the authorized person can use it by directly swiping his social security card;

2, but must meet the relevant conditions;

3. Personal accounts can be authorized for one or more family members. If the insured is authorized by more than one family member, the order of use shall be based on the balance of the authorized person's personal account. After the binding is successful, families can share personal medical insurance accounts. The insured must meet the conditions at the same time when paying the expenses incurred by his close relatives with the money accumulated over the years.

Can I use someone else's medical insurance card?

You can't use someone else's medical insurance card for the following reasons:

1. The medical insurance card is registered in real-name registration system and can only be used by the owner himself. If you use someone else's medical insurance card to see a doctor, it is fraud, which may even constitute a crime; There are clear precautions on the medical insurance card. This card is for personal use only and cannot be mortgaged or lent.

2, by fraud, forged documents or other means to defraud the social insurance benefits, the social insurance administrative department shall order it to return the defrauded social insurance benefits, and impose a fine of not less than two times but not more than five times the amount defrauded.

Where can I change my medical insurance card when it expires?

If the medical insurance card expires, you need to bring materials to the local social security agency center to apply for a replacement. The specific process is as follows:

1, go to the social security center counter and handle it manually:

(1) Bring my valid ID card and old medical insurance card to the counter of the social security center to change the card manually;

(2) After changing the card, you must go to the corresponding bank to activate it with your ID card and medical insurance card.

2, through the self-service business card printing machine to change the card:

(1) card replacement can also be handled by self-service business card printing machine, which can be completed in about 5 minutes, which is simple and convenient; Self-service business card printing requires the following information:

My second-generation ID card;

Social security card transaction password;

I have a debit card with UnionPay logo (preferably local).

(2) Change cards by self-service business card printing machine:

Put the second-generation ID card on the sensor of the self-service business card printing machine and enter the transaction password of the old card;

Press the "Confirm" key again after confirmation.

(3) Change cards by self-service business card printing machine. Next, the self-service business card printing machine will automatically take photos of the scene, and then insert my debit card with UnionPay logo according to the prompt to pay the business card printing fee;

(4) Change cards by self-service business card printing machine. Please wait a moment at the scene, the business card printing machine can directly complete the production of new cards, and you can get a new medical insurance card at the scene.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 26 of People's Republic of China (PRC) Social Insurance Law.

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.