What are the consequences of borrowing someone else's medical insurance card?

Legal analysis: Lending the medical insurance card to others will cause serious consequences. 1. It is illegal to borrow a medical insurance card and may be fined; 2. Lend the medical insurance card to others for hospitalization reimbursement, and both the lender and the borrower are suspected of fraud; 3. Lending the medical insurance card to others may affect your hospitalization in the future; Lending the medical insurance card to others may affect your purchase of commercial insurance or claim settlement.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 88 Anyone who defrauds social insurance benefits by fraud, forgery of certification materials or other means shall be ordered by the social insurance administrative department to return the defrauded social insurance benefits, and shall be fined at least two times but not more than five times the amount defrauded.

Article 266 Whoever defrauds public or private property in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also, or shall only, be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.