The difference between social security rural hukou and urban hukou

The difference between social security rural hukou and urban hukou lies in: the objects of protection are different; The corresponding safeguard policies are different; Social security contributions are not equal to wages.

Social insurance includes many things, such as support, medical care, unemployment, injury and planned education.

Rural social insurance mainly includes endowment insurance and medical insurance. For rural residents. Urban social insurance is mainly aimed at the old-age insurance for urban employment groups and medical insurance for employees.

Rural social security is guided by government organizations and adopts the system mode of combining social pooling with individual accounts. The rural social security policy is an endowment insurance policy that combines individual contributions, collective subsidies and government subsidies to ensure the basic livelihood of farmers when they are old. The basic old-age insurance for urban workers is compulsory according to the provisions of national laws and regulations, and employers, employers and individual workers must pay according to the provisions. Medical insurance: social security for rural residents is the basic social medical insurance; The social security of urban employment groups is occupational medical insurance, and only one party can enjoy the preferential policies related to medical insurance.

The ratio of social security payment to wages: urban hukou units pay 20%, and individuals pay 8%; Rural household registration 10% paid by the unit and 5% paid by the individual; The ratio of unemployment insurance payment to wages: urban hukou pays 2% and individual pays1%; Rural hukou is paid by the unit 2%, and individuals do not pay; The ratio of medical insurance payment to wages: 8% for urban hukou is paid by primary medical units and 2% for individuals; Large medical treatment is paid by the unit 1%, and the individual pays 2 yuan; Rural hukou 65438+ 0.4% of social wages paid by primary medical units, and individuals do not pay; Large medical treatment is 0.65438+ 0% of the social wage paid by the unit, and individuals pay 5 yuan.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 20 The state establishes and improves a new rural social endowment insurance system.

The new rural social endowment insurance combines individual contributions, collective subsidies and government subsidies.

Twenty-first new rural social endowment insurance benefits are composed of basic pension and personal account pension.

Rural residents who participate in the new rural social endowment insurance meet the conditions stipulated by the state and receive the benefits of the new rural social endowment insurance on a monthly basis.

Article 22 The State shall establish and improve the social endowment insurance system for urban residents.

The people's governments of provinces, autonomous regions and municipalities directly under the Central Government may, according to the actual situation, combine the social endowment insurance for urban residents with the new rural social endowment insurance.

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.

Article 62 If the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the employer last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.