How much is 40% social security?

First, the payment base refers to the local average wage of employees in the previous year, of which the minimum payment base of endowment insurance is 40% of the local average wage in the previous year, and the payment ratio is 20%. The minimum payment base of medical insurance is 60% of the local average salary in the previous year, and the payment ratio is 5%.

Take the old-age insurance in Beijing as an example. In 20 16, the average monthly salary of Beijing employees was 7706 yuan, and the minimum payment was 7706*40%*20%=6 16.48 yuan. Other areas can be brought into the local average wage calculation.

In Beijing, the social security paid by oneself is divided into three grades: low grade, medium grade and high grade. Pay 1 0,030.96 yuan per month for low grade, 1 0,357.87 yuan per month for middle grade and 20 1.25 yuan per month for high grade.

Second, the social security paid by the unit has increased by three items: unemployment, maternity and work-related injuries. The social security I bought myself is only pension and medical care.

Benefits of unit payment:

Unemployment insurance: if you don't have a job, you can apply for unemployment, and you don't have to pay for it for several months, so you can get unemployment benefits.

Maternity insurance: if a child is born, there can be a maternity allowance.

Work-related injury insurance: in case of accidental injury during social security payment, there is preferential subsidy from the work-related injury hospital (different from medical treatment).

Medical insurance: some units and individuals pay medical insurance that individual medical insurance can't buy. The specific content depends on the buying enterprise.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.