Does the medical insurance card use the money in its own account to buy medicine? Where is the money?

In general, we use the funds in our personal account to buy medicine.

1 personal account: emergency medical expenses; The cost of purchasing drugs at designated retail pharmacies; Medical expenses below the Qifubiaozhun of the basic medical insurance pooling fund; Medical expenses that exceed the qifubiaozhun of the basic medical insurance pooling fund and should be borne by individuals in proportion.

② Overall account: hospitalization expenses; Emergency rescue observation and income hospitalization, medical expenses within 7 days before hospitalization observation; Outpatient medical expenses of taking anti-rejection drugs after radiotherapy and chemotherapy, renal dialysis and renal transplantation for malignant tumors.

Therefore, the money used by the social security card to buy medicine is the money in the personal account in the medical insurance account. The personal account of medical insurance is specially used to store the medical insurance premiums paid by the insured and the funds allocated by the employer according to a certain proportion. It is a special account for recording medical consumption, and the funds in it can be used to pay for medical treatment and out-of-pocket expenses.

As for the funds in our personal account, it is the expenses paid by our employees, and the expenses paid by the unit are accounted into the overall account.