How much can Danzhou pay 15 social security?

Danzhou social security has been paid 15, and it can be obtained in one month 1200 or so. Pay according to the minimum base, about 1200 per month. The calculation formula of social security pension after 15 is: monthly pension = basic pension+personal account pension.

After paying social security 15 years, the specific amount you can receive every month after retirement cannot be specified here. Because the economic development levels of provinces and cities in China are different, the overall account amount is inconsistent; Moreover, everyone's work salary is different and cannot be calculated specifically.

However, here, I want to provide some formulas for your own calculation:

Monthly pension = basic pension+personal account pension.

1, basic pension = the average monthly salary of local employees in the previous year when I retire ×20%,

2. Personal account pension = deposit in my account ÷ 120

Endowment insurance follows the principle of "pay more and get more". The higher the payment base, the longer the service life, and the more pensions you receive when you retire. Once the payment is stopped, it will directly affect the pension benefits after retirement.

Pay social security 8000 yuan every year, pay 15 years. How much pension will you receive every month after retirement?

First of all, we need to know how to calculate the endowment insurance, as shown in the following formula.

Pension = personal account pension+basic pension

Personal account pension = personal account deposit ÷ months (generally, retirement at 50 is 195 months, retirement at 55 is 170 months, and retirement at 60 is 139 months).

Basic pension = average monthly salary of local employees in the previous year *( 1+ my average payment index) ÷2× payment period × 1%

Pension consists of personal account pension and basic pension. The pension we receive every month is influenced by many factors, such as the payment base, the average wage of the local society, the payment period, the payment grade and so on.

If we live in the local endowment insurance, the payment base is 8000 yuan, and the payment period is 15 years. Assuming that we have paid for 15 years and the average monthly salary of employees in the previous year was 10000 yuan, then the average payment index is 1. 5. Then when we reach the legal retirement age, the principal and interest of the personal account deposit is 6.5438+0.2 million yuan.

According to the pension formula, we can get the basic pension 1875 yuan every month after completing the retirement formalities.

10000×( 1+ 1。 5)÷2× 15%. In addition, if you retire at the age of 50, the personal account pension is 6 15 yuan.

To sum up, if you pay 15 years, and the average monthly salary of employees last year is 10000 yuan according to the payment base of 8,000 yuan per year, then the total pension you can receive every month is1875+615 = 2,490 yuan.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

essay

The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 5

The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.