Is it cost-effective to pay for flexible employment yourself?

As a flexible employee, there is no problem of uneconomical payment of social security. Because as an urban worker, it is the wisest and most cost-effective way to choose flexible employment and pay social security when there is no work unit, no unit or company to bear the "five insurances and one gold" and you can make money by craft and stand on your own feet!

First, flexible employment can pay social security, and you can choose the payment grade voluntarily. That is to say, if you have high personal income and good economic conditions, you can choose high-grade payment; If you are short of money and have poor economic conditions, you can choose a low-grade one.

Second, flexible employment payment solves the problem of non-payment of pension and no payment period. According to the current requirements, the old-age payment is no longer allowed to be repaid in the future, so paying by flexible employment can ensure the continuity of the payment period, and then finding a job in the unit can realize the seamless docking of the old-age payment.

Third, the payment of flexible employees is not the same as that of urban residents' endowment insurance, and its nature is the same as that of on-the-job employees, but the part of enterprise payment that does not belong to the work unit is different.

It should be pointed out that:

The social security contributions of flexible employees are subsidized, and the subsidies are mainly for those who hold re-employment concession cards and those who hold unemployment certificates.

Advantages and disadvantages of flexible employment;

As a way of employment, flexible employment has certain advantages and disadvantages. For individuals, flexible employment can provide greater autonomy and flexibility, better balance the needs of work and life, freely arrange working hours and places and enjoy more freedom. In addition, flexible employment can also broaden employment opportunities and enhance personal career development space.

However, flexible employment also has some disadvantages. First of all, flexible employment usually lacks stability and security, unstable income and lack of social security and welfare benefits. Secondly, flexible employment requires individuals to have more self-management ability and self-discipline ability, and face more risks and challenges. In addition, flexible employment may also lack long-term career development planning and promotion opportunities.

Therefore, when weighing the benefits of flexible employment, we need to comprehensively consider individual needs, abilities and goals. You need to be clear about your expectations for job stability, income security and career development. And assess their adaptability and risk tolerance. At the same time, we should also understand the flexible employment market and master relevant laws, regulations and safeguard measures so as to make wise choices in decision-making.

To sum up, when weighing interests, we need to consider personal needs, abilities and goals, understand market conditions and legal protection, and make wise choices.

Legal basis:

People's Republic of China (PRC) Employment Promotion Law

Article 47

Local people's governments at or above the county level and relevant departments shall encourage and guide enterprises to strengthen vocational education and training according to market demand and industrial development direction. Vocational colleges, vocational skills training institutions and enterprises should be closely linked, implement the combination of production and education, serve economic construction, and train practical talents and skilled workers. Enterprises shall, in accordance with the relevant provisions of the state, withdraw funds for the education of employees and provide them with vocational skills training and continuing education and training.