How to pay medical insurance for the elderly?

The payment methods of medical insurance for the elderly are as follows:

1, individual payment: Under certain conditions, the elderly can enjoy medical security by paying a certain medical insurance fee. The medical insurance premiums paid are generally paid by individuals themselves, and can also be remitted by relatives such as children;

2. Unit payment: For retired old people who have worked and participated in social insurance, they can pay medical insurance fees through the balance of personal social security account. If the balance of the social security account is insufficient, the medical insurance expenses can also be paid by the unit.

The scope of medical insurance for the elderly includes:

1. Medical insurance for the elderly can be used for all kinds of medical services received by the elderly in hospitals, clinics and other medical institutions, including outpatient service, hospitalization, surgery, drugs, examination and treatment.

2. Medical insurance for the elderly is applicable to various diseases suffered by the elderly, including chronic diseases, acute diseases and infectious diseases.

3. Medical insurance for the elderly is applicable to medical expenses in medical insurance coverage, including basic medical insurance, medical insurance for urban and rural residents and serious illness insurance;

4. The medical insurance for the elderly is generally applicable to the elderly aged 60 and above, and the specific age range may be different due to factors such as regions and policies.

The specific scope of application of medical insurance for the elderly may be different due to factors such as regions and policies. Therefore, when using medical insurance, the elderly need to understand local insurance policies and regulations, abide by medical insurance regulations, and use medical resources rationally.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 25

The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.