Job Recruitment Website - Social security inquiry - What information is shown on the credit report?
What information is shown on the credit report?
Credit is our own "economic ID", a record of debt repayment, contract fulfillment, and compliance information. Generally, the source of credit information is the lending institutions, such as banks. Public **** institutions, government departments and so on.
The credit report contains the following information
Basic information: Identity information, residential address, occupation information.
Borrowing and lending information: information on borrowing and repayment of debts at institutions accessing the credit system, which is also the core information.
Non-financial information: information formed by spending first and paying later, such as gas bills.
Public **** information: social security provident fund, tax information, court information.
Inquiry information: What agency inquired about credit history for what reason in the past two years.
:How often is the credit report updated?
Nowadays, credit reports are updated basically every day, credit bureaus report data to the credit system, and credit information that may be available today is presented back in the credit report the day after tomorrow.
Adverse information is retained for five years from the date of termination, and positive credit history is always displayed on the credit report. The bad information refers to all kinds of defaults, tax arrears, court and administrative penalty information, and the negative information refers to failure to make contractual repayments.
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