Individuals to buy pension insurance of the three situations analyzed

The problem of old age has always been the focus of concern of the people in the country, now everyone wants to do their own boss, many people do not work in the enterprise or institutions, government agencies, then many people will ask the individual to buy pension insurance can? What should be known before buying pension insurance, today together with the individual to buy pension insurance is generally divided into several situations to analyze it.

Preparation before buying a personal pension insurance

Then again how to buy a personal pension insurance before the need to popularize the basic knowledge about the pension insurance.

As we all know, pension insurance is an important part of the social security system, is one of the five major types of social insurance. The so-called old-age insurance is a basic social insurance system established by the state and the society according to certain laws and regulations to solve the basic livelihood of the workers when they reach the working age stipulated by the state to terminate their labor obligations, or when they quit the workplace due to the loss of labor capacity in old age.

The meaning of old-age insurance is divided into three levels:

Firstly, it comes into play automatically after the old people within the scope of the law have completely or basically withdrawn from the social labor life.

Secondly, the purpose of old-age insurance is to protect the basic needs of the elderly and provide them with a stable and reliable source of livelihood.

Finally, old-age insurance is to use social insurance as a means to achieve the purpose of protection.

Analysis of the three situations in which individuals purchase pension insurance

Payment of pension insurance is mainly divided into the following situations:

First, if you are organized, that is, the unit's employees, then the purchase of social insurance procedures should be handled by the company to go through, you should do is to provide a personal ID card, and the rest is prepared by the The rest will be prepared by the organization.

Second, if you are unorganized, that is, freelancers, then you need to buy personal pension insurance, should be in accordance with the freelancers to participate in the implementation of social insurance. Freelancers can only participate in pension insurance and medical insurance, the specific provisions are as follows: personal purchase of pension insurance need to bring my ID card, unemployment card and 2 1-inch photos, to the local social security center business window. If you are applying for medical insurance, in addition to bringing the above materials and the completed pension insurance manual, you should also go to the business window of the local medical insurance center. Just follow the rules of the staff of the health insurance hall to make normal contributions. For the health insurance reimbursement strategy, I just happened to organize the relevant content, I hope it will help you: social security health insurance how to use? An article to teach you to apply for the reimbursement process!

Third, the urban individual businessman and flexible employment personnel to purchase personal pension insurance, the local average salary of the previous year on-the-job workers, the contribution ratio of 20%, of which 8% credited to the personal account, after retirement according to the basic pension of enterprise employees basic pension method of calculation of basic pension.

This shows that the answer to the question of whether or not individuals can buy pension insurance is self-evident, and it is only necessary to prepare the relevant materials and go to the local social security center to deal with it.

Related Recommendations:

How to Buy Pension Insurance for IndividualsSolve the Difficulties of Buying Pension Insurance for Individuals

Currently, it is mandatory for all enterprises to pay pension insurance for their on-the-job regular employees, which is one of the best welfare treatments for every laborer. best welfare treatment. However, for those who are not working or individual private owners, how can individuals buy pension insurance? Pension insurance is a national security policy for all nationals, naturally, as long as the citizens of China can enjoy this treatment. In addition, participants also need to pay attention to the difference between social pension insurance and commercial pension insurance. As pension insurance is an indispensable life protection for people in their old age, how to buy pension insurance for individuals and what kind of pension insurance should be bought are the issues that people are eagerly concerned about nowadays. See more

How to Buy Pension Insurance for Individuals

Today's pension insurance gradually occupies a great role in life. With the aging of the population becoming more and more serious, many older people will buy pension insurance to protect their old age. So, how do individuals buy pension insurance? Below you see the details. View More