Tianjin Five Insurance and One Gold Payment Standard

Tianjin five insurance and one gold payment ratio is:

Pension is 28%, medical care 12%, unemployment is 3%, maternity is 0.8%, work injury is 0.5%, and "five insurances" account for 44.3% of the payment base.

Pension insurance payment ratio: unit 20%, individual 8%.

Proportion of medical insurance payment: unit 10%, individual 2%.

Unemployment insurance payment ratio: 2% for the unit and 0/%for the individual.

Maternity insurance payment ratio: 0.8% for the unit, and no payment for the individual.

Payment ratio of work-related injury insurance: 0.5% for the unit, and no payment for the individual.

Housing provident fund deposit ratio: the unit can apply for increasing the housing provident fund deposit ratio on 20 14 according to its own economic situation. The maximum deposit ratio is 15% for the unit and 15% for the employee. The highest deposit ratio of housing provident fund of government agencies and institutions in this Municipality shall be implemented in accordance with the provisions of the state and relevant departments of our city.

If an enterprise loses money in the previous year and the average monthly salary of its employees is less than 6060 yuan, it may apply for reducing the deposit ratio of housing provident fund by 20 14, with the minimum of 5% for both units and employees.

Extended data:

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(1) To open a social security and provident fund account, an enterprise needs to open a social security and provident fund account with the Social Security Bureau and the Provident Fund Center within 30 days from its establishment. After opening a social security account, you will get the social security registration certificate, and after opening a provident fund account, you will get the unit provident fund registration number.

(2) Units that increase or decrease employees must add the newly-added employees to their five insurance and one gold accounts every month, and delete the employees who have left the company from the accounts. Social security and provident fund accounts are two independent accounts, and the operation of increasing or decreasing employees must be carried out in two accounts.

(3) Confirm the payment base. The company needs to declare the correct payment base of five insurances and one gold for employees every month to ensure the normal payment of five insurances and one gold. The payment base of five insurances and one gold is the average salary of employees in the previous year or the salary in the first month of employment.

(4) Payment of five insurances and one fund If the enterprise, the bank and the social security/provident fund management institution have signed a bank payment agreement, the payment of five insurances and one fund will be directly deducted from the enterprise bank account at a fixed time every month. Of course, enterprises can also choose cash or check to pay at the site of the five insurance and one gold management institution.

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