After stopping social security contributions to the medical insurance card can not be used

Whether or not your health insurance card will continue to work after you stop paying your social security contributions is a question that many people are concerned about. Usually, stopping social security will not immediately affect the normal use of the card, but the specific circumstances need to be based on the local health insurance policies and regulations to determine.

I. The relationship between stopping social security payment and medical insurance card

Social security and medical insurance are two different systems, and although they are related in some aspects, their respective functions and modes of operation are different. Social security is mainly concerned with pension insurance, unemployment insurance, and worker's compensation insurance, while Medicare is for the reimbursement and settlement of medical expenses. Therefore, stopping social security does not necessarily affect the use of the medical insurance card.

Second, the conditions for the use of medical insurance card

The use of medical insurance card mainly depends on the balance and status of the medical insurance account. As long as there is a balance in the account and the card is in good condition, it can continue to be used to settle medical bills. However, if the account is in arrears or the card has been canceled, then the card cannot be used for reimbursement of medical expenses.

Three possible effects of stopping social security payments

While stopping social security payments does not necessarily have an immediate effect on the use of health insurance cards, a prolonged period of stopping social security payments may have an impact on an individual's health insurance entitlements. For example, some regions require that social security payments be made for a certain period of time in order to be eligible for certain health insurance benefits, and stopping payments for an extended period of time may result in the loss of these benefits. In addition, stopping social security payment may also affect one's social security record, which in turn may affect future retirement benefits, etc.

In summary:

Whether or not a person can continue to use his or her health insurance card after stopping social security contributions depends on a variety of factors, including the balance and status of his or her health insurance account, and local health insurance policies and regulations. After stopping social security contributions, individuals are advised to keep abreast of local health insurance policies and regulations so that they can plan and use their health insurance cards appropriately. Meanwhile, it is also important to keep the medical insurance card in normal condition to avoid affecting one's medical insurance benefits due to damage or loss of the card.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 23 stipulates:

Employees shall participate in the basic medical insurance for employees, and shall pay the basic medical insurance premiums by the employing unit and the employees in accordance with the state regulations***.

Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance for employees at their employing organizations, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.

Article 27 stipulates:

Individuals who have participated in the basic medical insurance for employees and have paid contributions for a total of a specified number of years by the time they reach the legal retirement age shall no longer pay the basic medical insurance premiums after their retirement, and shall be entitled to the basic medical insurance benefits in accordance with the provisions of the state; if they have not yet reached the state-specified number of years, they may pay contributions for a total of up to the state-specified number of years.