How many months are social security and national endowment insurance cost-effective? Why should I pay before June 3 1?

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From 20 15 1, Tianjin, Chongqing, Fujian, Jiangxi and other provinces will implement the new social security payment base standard. Compared with 20 14, the social security fees paid by employers and employees will increase to varying degrees. Among them, the lower limit of Tianjin social security payment increased by 282 yuan, and the upper limit increased by 1278 yuan.

The recently announced 20 15 social security payment base in many places shows that the social security payment of enterprise employees will increase in 20 15 years.

According to the National Business Daily, starting from 20 15 1, Tianjin, Chongqing, Fujian, Jiangxi and other provinces will implement the new social security payment base standard. Compared with 20 14, the social security fees paid by employers and employees will increase to varying degrees. Among them, the lower limit of Tianjin social security payment increased by 282 yuan, and the upper limit increased by 1278 yuan.

In fact, the above phenomenon has become a "normal state" in recent years. According to the reporter's understanding, with the increase of the average social wage in various places every year, the social security payment base has also increased year by year. At the same time, the proportion of social security contributions of enterprises and individuals in China remains high, and the pressure on enterprises and low-income people to pay is increasing year by year.

On February 28th, 65438, Ma Kai, Vice Premier of the State Council, pointed out at the joint meeting of the 12th meeting of the 12th the National People's Congress Standing Committee (NPCSC) that how to reduce the payment level without affecting the current social security payment income needs further study. In this regard, Ministry of Human Resources and Social Security said that at present, the focus of the national overall planning of endowment insurance is to uniformly determine the payment base and rate.

The base of social security contributions has been raised year after year.

The Tianjin Municipal Bureau of Human Resources and Social Security recently published the "Average Wage of Employees in the City in 20 14 and the Base Standard of Social Insurance Payment in 20 15", which shows that the minimum and maximum standards for employers and employees in Tianjin to pay urban employees' basic pension, urban employees' basic medical care, unemployment, work injury and maternity insurance in 20 15 are 2,865,438 yuan and/kloc respectively.

According to the reporter's understanding, the minimum and maximum payment bases of the above five social insurances in Tianjin in 20 14 are 2530 yuan and 12780 yuan respectively. In other words, in 20 15, the lower limit of social security contributions for urban workers in Tianjin will be raised by 282 yuan, and the upper limit will be raised by 1278 yuan.

In addition to Tianjin, Chongqing, Fujian, Jiangxi and other places have also finalized the social security payment base for urban employees in 20 15 years.

According to the information released by the Human Resources and Social Security Bureaus of the above three provinces, starting from 20 15 1, the lower limit of individual contributions of Chongqing's endowment insurance will be increased by 68 yuan every month; The monthly endowment insurance premium paid by individual industrial and commercial households and flexible employees in Fujian will be increased by 60 yuan, and the monthly endowment insurance premium base will be implemented by 1.600 yuan; The minimum payment base of 20 1550 yuan and the maximum payment base of 20 1 1625 yuan for individual industrial and commercial households and flexible employees participating in the basic old-age insurance for urban workers in Jiangxi Province are higher than those of 20 130 yuan and 975 yuan respectively.

It should be noted that the adjustment of the above-mentioned local social security payment base is based on the increase of the average wage of the local society in 20 14 years. Statistics show that with the continuous improvement of the average social wage level in recent years, the base of social security contributions has also increased. Taking Beijing as an example, from 20 1 1 to 20 13, the average wage of employees in Beijing has maintained a growth rate of about 1 1% for three consecutive years, and the lower limit of social security contribution base has also been adjusted from 20 1869 yuan to 20/kloc.

Some social security experts believe that the increase of the annual social security payment base increases the payment burden of enterprises and low-income groups and reduces the disposable income of enterprise employees.

The payment base and rate should be unified.

In fact, in addition to the annual increase in the payment base, the social security contribution rate of employees in Chinese enterprises has remained high. Take the endowment insurance as an example. Units and individuals pay 20% and 8% respectively, which is higher than most countries in the world.

"The current payment level is really high. Five insurances and one gold have accounted for 40%-50% of the total wages, and enterprises feel a heavy burden. " Ma Kai also said at the joint meeting.

However, judging from the income and expenditure of social security funds in recent years, the growth rate of fund expenditure is much higher than that of income. Ma Kai said, "On the one hand, enterprises report that the payment level is too high, on the other hand, lowering the payment level will affect the current income. How to solve this dilemma needs research. "

On February 28th, 65438, at the joint meeting of the 12th session of the 12th the National People's Congress Standing Committee (NPCSC), Zheng Gongcheng, a member of the National People's Congress Standing Committee (NPCSC) and a professor at China Renmin University, pointed out that China's basic old-age insurance system still stays in the traditional pattern of regional division, with different payment rates in different regions and different payment bases in different regions, which destroyed the bottom line that the financing mechanism and payment obligation of the old-age insurance should be fair, and also affected the free flow of labor force across the country.

Yin Weimin, Minister of Ministry of Human Resources and Social Security, replied, "At present, the direction of national overall planning of endowment insurance has been determined. In terms of specific program design, the key point is to uniformly determine the payment base and rate, collect the central pooling fund, and increase and make good use of the central financial subsidy funds. "

According to Yin Weimin, the policy of determining and adjusting national treatment will be further unified in the future, and the surplus and deficiency of inter-provincial funds will be adjusted. At the same time, provincial-level co-ordination areas are allowed to adjust the floating range of rates and benefits under the premise of ensuring national co-ordination.