The three risks were changed to five risks, which were supposed to be paid.

If the company helps you change from three insurances to five insurances, all the fees previously paid for the three insurances will be refunded to the company account, and the five insurances will be paid from the date when you bought the three insurances before, which has no influence on you personally! It's just that three risks have been replaced by five risks! If the company doesn't form part of your company, that's good. It's normal if the company deducts the difference between three risks and five risks!

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.