What is the payment ratio of five insurances and one gold for 20 15?

Medical insurance: medical insurance is generally 8% for the unit and 2% for the individual. Medical insurance can provide medical security for sick people and reduce their economic burden to some extent.

2. Old-age insurance: Old-age insurance is usually shared by the unit and employees, with the unit paying 19% and the individual paying 8%. According to national regulations, as long as you pay 15 old-age insurance, you can enjoy retirement pension after retirement. It should be noted that you cannot retire after paying 15 years. Those who have not reached the statutory retirement age cannot retire temporarily even if they have paid 15 years of old-age insurance.

3. Work-related injury insurance: Work-related injury insurance is usually paid by the unit, but not by the individual, and the contribution rate is different in different industries. The standard payment base of industrial injury insurance in general employers is the wages of employees, and many of them are the lower limit of the payment base. Basic contribution rate: 0.5% for the first industry, 1% for the second industry and 2% for the third industry.

4. Maternity insurance: Maternity insurance is usually paid by the unit at 0.7%, and individuals do not pay it, and can only enjoy it after paying for at least one year.

5. Unemployment insurance: the unemployment insurance is paid by the unit at 0.7% and the individual at 0.3%, which can only be enjoyed after one year.

6. Housing accumulation fund: Take Changsha as an example. According to relevant documents, Changsha 20 17-20 18 housing provident fund clearly stipulates that the minimum deposit ratio of housing provident fund for units and employees is 8%, the maximum deposit ratio is 12%, the upper limit is 4668 yuan, and the lower limit is 224 yuan.

Extended data

The company with five insurances and one gold needs to bear part of it and deduct it directly from the company's bank account, and the employees also need to bear part of it and deduct it from the employee's salary. Because different places are different, taking Beijing as an example, we hire a product manager with a monthly salary of 1000 yuan, and the monthly social security and provident fund expenses are as follows:

In other words, for enterprises, in addition to the monthly salary of 10000 yuan, they also need to pay an additional 43 10 yuan for five insurances and one gold; For employees, the salary of 10000 yuan can only be obtained after deducting 2223 yuan for five insurances and one gold, and then deducting personal income tax, so the actual salary of employees is less than 7500 yuan.

Baidu encyclopedia: five insurances and one gold